What does corporate segment — card fees mean?

Revenue generated from debit and credit card transaction processing and related card services.

How do you interpret corporate segment — card fees?

Higher fees suggest increased customer spending and card adoption, whereas lower fees may indicate reduced transaction volume or regulatory impacts on interchange rates.

How does corporate segment — card fees compare across companies?

Commonly reported as 'Card Fees' or 'Interchange Income' among peer regional banks.

Zions Bancorporation ZION Corporate Segment — Card fees

Discontinued — last reported Q1 '20

Similar metrics at other companies

FHNCommercial, Consumer & Wealth — Card and digital banking fees

$15M-6.3%

FHNSpecialty Banking — Bankcard income

$1M—

WFCCommercial Banking — Card fees

$55M+12.2%

CBSHBank card transaction fees — Non-interest income

$45.59M0.0%

FHNCorporate — Bankcard income

$0—

CFGCard fees — Revenue from contracts with customers

$80M0.0%

Other financials

Income statement

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Revenue$849.0M+6.8%

Net income$233.0M+37.1%

EPS (diluted)$1.56+38.1%

Balance sheet

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Total debt$2.2B+83.9%

Total equity$7.3B+15.3%

Total assets$88.0B0.0%

Cash flow

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Operating cash flow$423.0M+136%

CapEx$25.0M-7.4%

Free cash flow$398.0M+162%

Valuation

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Market cap$9.73B+15.2%

P/E10.1×-0.4×

P/S2.8×+0.2×

Profitability

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Net margin28%+2.8pp

FCF margin37.5%+7.0pp

Returns & leverage

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Return on equity14.1%+0.9pp

Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept zions:CardFees.

The official record: Zions Bancorporation’s 10-Q, filed May 6, 2020, on SEC EDGAR. View the filing →

Questions, answered.

What does corporate segment — card fees mean?: Revenue generated from debit and credit card transaction processing and related card services.
How do you interpret corporate segment — card fees?: Higher fees suggest increased customer spending and card adoption, whereas lower fees may indicate reduced transaction volume or regulatory impacts on interchange rates.
How does corporate segment — card fees compare across companies?: Commonly reported as 'Card Fees' or 'Interchange Income' among peer regional banks.