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Zions Bancorporation ZION NSB — Provision for Credit Losses

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Other financials

Income statement

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Revenue$849.0M+6.8%
Net income$233.0M+37.1%
EPS (diluted)$1.56+38.1%

Balance sheet

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Total debt$2.2B+83.9%
Total equity$7.3B+15.3%
Total assets$88.0B0.0%

Cash flow

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Operating cash flow$423.0M+136%
CapEx$25.0M-7.4%
Free cash flow$398.0M+162%

Valuation

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Market cap$9.73B+15.2%
P/E10.1×-0.4×
P/S2.8×+0.2×

Profitability

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Net margin28%+2.8pp
FCF margin37.5%+7.0pp

Returns & leverage

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Return on equity14.1%+0.9pp
Debt / equity0.3×+0.1×

Where this comes from

Reported directly by Zions Bancorporation in its filing.

Tagged under the XBRL concept zions:FinancingReceivableAndOffBalanceSheetLiabilityCreditLossExpenseReversal.

The official record: Zions Bancorporation’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Zions Bancorporation's NSB — provision for credit losses?
Zions Bancorporation (ZION) reported NSB — provision for credit losses of $4M in Q1 2026.
What is the long-term trend for Zions Bancorporation's NSB — provision for credit losses?
Over 4 years (2021 to 2025), Zions Bancorporation's NSB — provision for credit losses has grown at a -51.1% compound annual growth rate (CAGR), from -$35M to -$2M.
What does NSB — provision for credit losses mean?
The amount of money set aside to cover expected future loan defaults.
How do you interpret NSB — provision for credit losses?
A decrease suggests improving credit quality or a more optimistic economic outlook, while an increase signals rising credit risk.
How does NSB — provision for credit losses compare across companies?
Standard industry metric for assessing credit risk management and loan portfolio health.