Business Segments · Reserves for Losses and Loss Adjustment Expenses

Insurance — Reserves for Losses and Loss Adjustment Expenses

Arch Capital Group Insurance — Reserves for Losses and Loss Adjustment Expenses increased by 7.7% to $17.53B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 7.7%, from $16.28B to $17.53B.

Analysis

StatementSegment
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ4 2013
Last reportedQ4 2025

How to read this metric

Changes in reserves reflect shifts in business volume, inflation, or changes in the expected severity of claims.

Detailed definition

The estimated liability for claims that have been reported but not yet paid, and claims that have been incurred but not...

Peer comparison

A fundamental liability metric for all insurance companies, subject to actuarial review.

Metric ID: acgl_segment_insurance_reserves_for_losses_and_loss_adjustment_expenses

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$9.81B$11.02B$12.25B$16.28B$17.53B
QoQ Change+12.3%+11.2%+32.9%+7.7%
YoY Change+12.3%+11.2%+32.9%+7.7%
Range$9.81B$17.53B
CAGR+78.7%
Avg YoY Growth+16.0%
Median YoY Growth+11.7%
Current Streak4+ quarters growth

Frequently Asked Questions

What is Arch Capital Group's insurance — reserves for losses and loss adjustment expenses?
Arch Capital Group (ACGL) reported insurance — reserves for losses and loss adjustment expenses of $17.53B in Q4 2025.
How has Arch Capital Group's insurance — reserves for losses and loss adjustment expenses changed year-over-year?
Arch Capital Group's insurance — reserves for losses and loss adjustment expenses increased by 7.7% year-over-year, from $16.28B to $17.53B.
What does insurance — reserves for losses and loss adjustment expenses mean?
The total amount of money set aside to pay for future insurance claims.