Arch Capital Group Mortgage — Acquisition expense ratio increased by 314.3% to 2.9% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 123.1%, from 1.3% to 2.9%. This increase may warrant attention — for this metric, lower values are generally preferred.
A decrease signals improved operational efficiency in sales and distribution, while an increase suggests higher costs to secure business.
This ratio represents the costs associated with acquiring new insurance business, such as commissions and brokerage fees...
Commonly reported by all insurance companies as part of the expense ratio analysis.
acgl_segment_mortgage_acquisition_expense_ratio| Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 0.4% | 0.4% | 0.4% | 0.4% | 0% | 0.1% | -0.4% | 0.5% | 1.3% | 0.4% | 0.7% | 2.9% |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | -100.0% | — | -500.0% | +225.0% | +160.0% | -69.2% | +75.0% | +314.3% |
| YoY Change | — | — | — | — | -100.0% | -71.4% | -214.3% | +42.9% | — | +300.0% | +275.0% | +123.1% |