Business Segments · Maximum risk to capital ratio
Mortgage — Maximum risk to capital ratio
Arch Capital Group Mortgage — Maximum risk to capital ratio remained flat by 0.0% to 2500.0% in Q4 2025 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 2500.0% to 2500.0%. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryLeverage
SignalLower is better
VolatilityStable
First reportedQ4 2016
Last reportedQ4 2025
How to read this metric
Approaching the maximum limit signals reduced capacity for new business and increased solvency pressure.
Detailed definition
The regulatory limit on the ratio of insured mortgage risk to the available statutory capital of the insurance entity. T...
Peer comparison
Standard solvency metric for mortgage insurance companies globally.
Metric ID:
acgl_segment_mortgage_maximum_risk_to_capital_ratioHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 2,500% | 2,500% | 2,500% | 2,500% | 2,500% |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | +0.0% | +0.0% | +0.0% | +0.0% |
Range2,500% – 2,500%
CAGR+0.0%
Avg YoY Growth+0.0%
Median YoY Growth+0.0%
Current Streak4+ quarters growth
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Frequently Asked Questions
- What is Arch Capital Group's mortgage — maximum risk to capital ratio?
- Arch Capital Group (ACGL) reported mortgage — maximum risk to capital ratio of 2500.0% in Q4 2025.
- How has Arch Capital Group's mortgage — maximum risk to capital ratio changed year-over-year?
- Arch Capital Group's mortgage — maximum risk to capital ratio decreased by 0.0% year-over-year, from 2500.0% to 2500.0%.
- What does mortgage — maximum risk to capital ratio mean?
- The maximum allowed ratio of insurance risk exposure to the company's capital base.