Business Segments · Unearned Premiums

Mortgage — Unearned Premiums

Arch Capital Group Mortgage — Unearned Premiums decreased by 24.3% to $356.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 24.3%, from $470.00M to $356.00M.

Analysis

StatementSegment
CategoryGrowth
SignalContext dependent
VolatilityStable
First reportedQ4 2013
Last reportedQ4 2025

How to read this metric

An increase suggests growth in future revenue recognition, while a decrease may indicate slowing new business or shorter policy durations.

Detailed definition

Represents the portion of written insurance premiums that relates to the unexpired period of the policy term. This liabi...

Peer comparison

Standard liability item for all property and casualty insurers, often compared as a ratio to net premiums written.

Metric ID: acgl_segment_mortgage_unearned_premiums

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$811.01M$748.91M$637.00M$470.00M$356.00M
QoQ Change-7.7%-14.9%-26.2%-24.3%
YoY Change-7.7%-14.9%-26.2%-24.3%
Range$356.00M$811.01M
CAGR-56.1%
Avg YoY Growth-18.3%
Median YoY Growth-19.6%
Current Streak4+ quarters decline

Frequently Asked Questions

What is Arch Capital Group's mortgage — unearned premiums?
Arch Capital Group (ACGL) reported mortgage — unearned premiums of $356.00M in Q4 2025.
How has Arch Capital Group's mortgage — unearned premiums changed year-over-year?
Arch Capital Group's mortgage — unearned premiums decreased by 24.3% year-over-year, from $470.00M to $356.00M.
What does mortgage — unearned premiums mean?
The portion of premiums collected for coverage that has not yet been provided.