Arch Capital Group Specialty — Year Four increased by 4.7% to 6.7% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 4.7%, from 6.4% to 6.7%. This increase may warrant attention — for this metric, lower values are generally preferred.
Consistent performance in year four suggests mature and well-managed reserves for that specific underwriting cohort.
This represents the loss development or performance metrics for the fourth year of an underwriting cohort's lifecycle. B...
Standard component of loss development triangle analysis in the insurance industry.
acgl_segment_specialty_year_four| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 5.2% | 6% | 5.7% | 6.4% | 6.7% |
| QoQ Change | — | +15.4% | -5.0% | +12.3% | +4.7% |
| YoY Change | — | +15.4% | -5.0% | +12.3% | +4.7% |