Arch Capital Group Third party claims-made business — Year One increased by 6.8% to 4.7% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 6.8%, from 4.4% to 4.7%. This increase may warrant attention — for this metric, lower values are generally preferred.
Higher-than-expected activity in year one may indicate a shift in claim frequency or a need for more aggressive initial reserving.
This metric represents the loss development or claims activity specifically observed during the first year following the...
Standard actuarial development triangle component; peers use this to benchmark early-year loss emergence against historical averages.
acgl_segment_third_party_claims_made_business_year_one| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 4.4% | 4.1% | 4.1% | 4.4% | 4.7% |
| QoQ Change | — | -6.8% | +0.0% | +7.3% | +6.8% |
| YoY Change | — | -6.8% | +0.0% | +7.3% | +6.8% |