Arch Capital Group Third party claims-made business — Year Two increased by 3.2% to 16.1% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 3.2%, from 15.6% to 16.1%. This increase may warrant attention — for this metric, lower values are generally preferred.
Significant deviations from historical year-two patterns may signal changes in claim severity or reporting delays.
This metric tracks the loss development or claims activity observed during the second year following the inception of th...
Standard actuarial development triangle component; peers compare this to year-one data to assess the stability of loss development.
acgl_segment_third_party_claims_made_business_year_two| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 18% | 17.2% | 15.5% | 15.6% | 16.1% |
| QoQ Change | — | -4.4% | -9.9% | +0.6% | +3.2% |
| YoY Change | — | -4.4% | -9.9% | +0.6% | +3.2% |