Products & Services · Year Two

Third party occurrence business — Year Two

Arch Capital Group Third party occurrence business — Year Two increased by 1.0% to 10.1% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 1.0%, from 10.0% to 10.1%. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ4 2018
Last reportedQ4 2025

How to read this metric

Changes in year two activity help confirm or adjust the initial loss development factors used in actuarial modeling.

Detailed definition

This metric captures the loss development or claim activity observed during the second year following the inception of t...

Peer comparison

Standard actuarial development triangle component used to analyze claim reporting patterns across the industry.

Metric ID: acgl_segment_third_party_occurrence_business_year_two

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value9.3%9.3%9.4%10%10.1%
QoQ Change+0.0%+1.1%+6.4%+1.0%
YoY Change+0.0%+1.1%+6.4%+1.0%
Range9.3%10.1%
CAGR+8.6%
Avg YoY Growth+2.1%
Median YoY Growth+1.0%
Current Streak4+ quarters growth

Frequently Asked Questions

What is Arch Capital Group's third party occurrence business — year two?
Arch Capital Group (ACGL) reported third party occurrence business — year two of 10.1% in Q4 2025.
How has Arch Capital Group's third party occurrence business — year two changed year-over-year?
Arch Capital Group's third party occurrence business — year two increased by 1.0% year-over-year, from 10.0% to 10.1%.
What does third party occurrence business — year two mean?
The loss activity observed during the second year of an underwriting period.