Allowance for credit losses
ACRES Commercial Realty Allowance for credit losses decreased by 4.7% to $19.43M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 37.6%, from $31.13M to $19.43M. Over 5 years (FY 2020 to FY 2025), Allowance for credit losses shows a downward trend with a -9.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests higher expected defaults or a more conservative risk assessment, while a decrease suggests improved borrower creditworthiness.
Detailed definition
A contra-asset account representing the estimated amount of uncollectible loans and receivables within the company's len...
Peer comparison
Standard for financial institutions; peers with higher-risk loan portfolios will typically maintain higher allowance ratios.
bank_allowance_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $18.33M | $18.86M | $8.81M | $4.71M | $5.23M | $7.85M | $18.80M | $23.90M | $25.65M | $27.63M | $28.76M | $33.65M | $34.99M | $34.70M | $32.85M | $31.13M | $30.35M | $26.39M | $20.40M | $19.43M |
| QoQ Change | — | +2.9% | -53.3% | -46.6% | +11.1% | +50.1% | +139.5% | +27.1% | +7.3% | +7.7% | +4.1% | +17.0% | +4.0% | -0.8% | -5.3% | -5.2% | -2.5% | -13.0% | -22.7% | -4.7% |
| YoY Change | — | — | — | — | -71.5% | -58.4% | +113.5% | +407.8% | +390.5% | +252.0% | +52.9% | +40.8% | +36.4% | +25.6% | +14.2% | -7.5% | -13.3% | -23.9% | -37.9% | -37.6% |
Geographic Breakdown
| Segment | Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q1 '23 | Q4 '23 |
|---|---|---|---|---|---|---|---|---|
| South America | — | — | — | — | $21.80M | $21.80M | $20.10M | $19.10M |
| Middle East | $8.40M | $8.40M | $8.40M | — | — | — | — | $14.00M |
| North America | $19.90M | $9.30M | $37.90M | $14.00M | $14.00M | $8.00M | $8.00M | $8.00M |
| Total | $18.33M | $18.86M | $8.81M | $4.71M | $5.23M | $7.85M | $23.90M | $28.76M |
Allowance for credit losses at Other Companies
Frequently Asked Questions
- What is ACRES Commercial Realty's allowance for credit losses?
- ACRES Commercial Realty (ACR) reported allowance for credit losses of $19.43M in Q1 2026.
- How has ACRES Commercial Realty's allowance for credit losses changed year-over-year?
- ACRES Commercial Realty's allowance for credit losses decreased by 37.6% year-over-year, from $31.13M to $19.43M.
- What is the long-term trend for ACRES Commercial Realty's allowance for credit losses?
- Over 5 years (2020 to 2025), ACRES Commercial Realty's allowance for credit losses has grown at a -9.9% compound annual growth rate (CAGR), from $34.31M to $20.40M.
- What does allowance for credit losses mean?
- The reserve set aside to cover potential losses from loans that may not be repaid.