Indexed Universal Life Insurance — Weighted-average crediting rate
Ameriprise Financial Indexed Universal Life Insurance — Weighted-average crediting rate remained flat by 0.0% to 3.0% in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 3.0% to 3.0%. Over 2 years (FY 2023 to FY 2025), Indexed Universal Life Insurance — Weighted-average crediting rate shows an upward trend with a 22.5% CAGR.
Analysis
How to read this metric
An increase may signal higher market interest rates or a more competitive product offering, while a decrease may reflect lower market yields or a strategy to manage liability costs.
Detailed definition
This metric represents the average interest rate credited to the cash value accounts of indexed universal life insurance...
Peer comparison
Commonly reported by life insurance companies as the 'crediting rate' or 'interest credited' on universal life products.
amp_segment_indexed_universal_life_insurance_weighted_average_crediting_rateHistorical Data
| Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 2% | 2% | 2% | 2% | 2% | 2% | 2.3% | 2.3% | 2.3% | 3% | 3% | 3% | 3% | 3% |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | +15.0% | +0.0% | +0.0% | +30.4% | +0.0% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | +0.0% | +0.0% | +15.0% | +15.0% | +15.0% | +50.0% | +30.4% | +30.4% | +30.4% | +0.0% |
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Frequently Asked Questions
- What is Ameriprise Financial's indexed universal life insurance — weighted-average crediting rate?
- Ameriprise Financial (AMP) reported indexed universal life insurance — weighted-average crediting rate of 3.0% in Q1 2026.
- How has Ameriprise Financial's indexed universal life insurance — weighted-average crediting rate changed year-over-year?
- Ameriprise Financial's indexed universal life insurance — weighted-average crediting rate decreased by 0.0% year-over-year, from 3.0% to 3.0%.
- What is the long-term trend for Ameriprise Financial's indexed universal life insurance — weighted-average crediting rate?
- Over 2 years (2023 to 2025), Ameriprise Financial's indexed universal life insurance — weighted-average crediting rate has grown at a 22.5% compound annual growth rate (CAGR), from 8.0% to 12.0%.
- What does indexed universal life insurance — weighted-average crediting rate mean?
- The average interest rate applied to the cash value of indexed universal life insurance policies.