Business Segments · Interest Income (Expense), Operating
GMNS — Interest Income (Expense), Operating
American Express GMNS — Interest Income (Expense), Operating decreased by 0.6% to $180.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 16.1%, from $155.00M to $180.00M. Over 3 years (FY 2022 to FY 2025), GMNS — Interest Income (Expense), Operating shows an upward trend with a 25.8% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026
Rolls up toNet Interest Income
How to read this metric
A higher net value indicates a positive spread and efficient management of interest-bearing activities.
Detailed definition
The net result of interest income earned and interest expense incurred by the merchant and network services segment. Thi...
Peer comparison
Comparable to net interest income metrics in banking and financial services.
Metric ID:
axp_segment_gmns_interest_income_expense_operatingHistorical Data
17 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $88.00M | $88.00M | $88.00M | $88.00M | $194.00M | $194.00M | $194.00M | $194.00M | $215.00M | $189.00M | $180.00M | $171.00M | $155.00M | $175.00M | $190.00M | $181.00M | $180.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +120.5% | +0.0% | +0.0% | +0.0% | +10.8% | -12.1% | -4.8% | -5.0% | -9.4% | +12.9% | +8.6% | -4.7% | -0.6% |
| YoY Change | — | — | — | — | +120.5% | +120.5% | +120.5% | +120.5% | +10.8% | -2.6% | -7.2% | -11.9% | -27.9% | -7.4% | +5.6% | +5.8% | +16.1% |
Range$88.00M – $215.00M
CAGR+19.6%
Avg YoY Growth+35.6%
Median YoY Growth+5.8%
Current Streak2 quarters decline
Similar Metrics at Other Companies
Frequently Asked Questions
- What is American Express's gmns — interest income (expense), operating?
- American Express (AXP) reported gmns — interest income (expense), operating of $180.00M in Q1 2026.
- How has American Express's gmns — interest income (expense), operating changed year-over-year?
- American Express's gmns — interest income (expense), operating increased by 16.1% year-over-year, from $155.00M to $180.00M.
- What is the long-term trend for American Express's gmns — interest income (expense), operating?
- Over 3 years (2022 to 2025), American Express's gmns — interest income (expense), operating has grown at a 25.8% compound annual growth rate (CAGR), from $352.00M to $701.00M.
- What does gmns — interest income (expense), operating mean?
- The net difference between interest earned and interest paid for this segment.