Revenue

Net Interest Income

Analysis

StatementIncome Statement
SectionRevenue
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026

How to read this metric

An increase typically signals effective balance sheet management, growth in the loan portfolio, or a favorable interest rate environment, while a decrease may indicate margin compression or a decline in earning assets.

Detailed definition

Net interest income represents the difference between the interest earned on interest-bearing assets, such as loans and...

Peer comparison

Peers in the regional banking sector typically report this as a primary revenue line item, with variations driven by the specific mix of commercial versus retail lending and the sensitivity of their deposit base to market interest rates.

Metric ID: net_interest_income

Business Segments

View all
SegmentQ1 '25Q2 '25Q3 '25Q4 '25Q1 '26
USCS$3.01B$3.01B$3.24B$3.25B$3.32B
CS$770.00M$790.00M$840.00M$872.00M$913.00M
ICS$290.00M$285.00M$302.00M$304.00M$367.00M
GMNS$155.00M$175.00M$190.00M$181.00M$180.00M
Total—————

Net Interest Income at Other Companies

JPMorgan Chase logo
JPMorgan ChaseJPMView metric
U.S. Bancorp logo
U.S. BancorpUSBView metric

Frequently Asked Questions

What does net interest income mean?
The profit a bank makes from the difference between the interest it earns on loans and the interest it pays on deposits.