Business Segments · Interest Income (Expense), Operating
CS — Interest Income (Expense), Operating
American Express CS — Interest Income (Expense), Operating increased by 4.7% to $913.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 18.6%, from $770.00M to $913.00M. Over 3 years (FY 2022 to FY 2025), CS — Interest Income (Expense), Operating shows an upward trend with a 33.6% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026
Rolls up toNet Interest Income
How to read this metric
An increase indicates improved net interest margins or more efficient funding of the loan portfolio.
Detailed definition
The net interest margin generated by the commercial services segment, calculated as interest income minus interest expen...
Peer comparison
Equivalent to Net Interest Income (NII) in traditional banking.
Metric ID:
axp_segment_cs_interest_income_expense_operatingHistorical Data
17 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $343.25M | $343.25M | $343.25M | $343.25M | $461.25M | $461.25M | $461.25M | $461.25M | $591.00M | $621.00M | $694.00M | $734.00M | $770.00M | $790.00M | $840.00M | $872.00M | $913.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +34.4% | +0.0% | +0.0% | +0.0% | +28.1% | +5.1% | +11.8% | +5.8% | +4.9% | +2.6% | +6.3% | +3.8% | +4.7% |
| YoY Change | — | — | — | — | +34.4% | +34.4% | +34.4% | +34.4% | +28.1% | +34.6% | +50.5% | +59.1% | +30.3% | +27.2% | +21.0% | +18.8% | +18.6% |
Range$343.25M – $913.00M
CAGR+27.7%
Avg YoY Growth+32.8%
Median YoY Growth+34.4%
Current Streak16+ quarters growth
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Frequently Asked Questions
- What is American Express's cs — interest income (expense), operating?
- American Express (AXP) reported cs — interest income (expense), operating of $913.00M in Q1 2026.
- How has American Express's cs — interest income (expense), operating changed year-over-year?
- American Express's cs — interest income (expense), operating increased by 18.6% year-over-year, from $770.00M to $913.00M.
- What is the long-term trend for American Express's cs — interest income (expense), operating?
- Over 3 years (2022 to 2025), American Express's cs — interest income (expense), operating has grown at a 33.6% compound annual growth rate (CAGR), from $1.37B to $3.27B.
- What does cs — interest income (expense), operating mean?
- The net profit earned from lending activities after accounting for borrowing costs.