Business Segments · Provisions
USCS — Provisions
American Express USCS — Provisions decreased by 18.4% to $631.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $631.00M to $631.00M. Over 3 years (FY 2022 to FY 2025), USCS — Provisions shows an upward trend with a 42.7% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2022
Last reportedQ1 2026
How to read this metric
An increase suggests deteriorating credit quality or portfolio growth, while a decrease may indicate improved borrower health or tighter underwriting.
Detailed definition
This represents the expense recognized by the segment to account for expected credit losses on its lending portfolio. It...
Peer comparison
Comparable to 'Provision for Credit Losses' at other major credit card issuers and consumer banks.
Metric ID:
axp_segment_uscs_provisionsHistorical Data
17 periods
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $255.25M | $255.25M | $255.25M | $255.25M | $713.75M | $713.75M | $713.75M | $713.75M | $727.00M | $706.00M | $812.00M | $784.00M | $631.00M | $829.00M | $734.00M | $773.00M | $631.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +179.6% | +0.0% | +0.0% | +0.0% | +1.9% | -2.9% | +15.0% | -3.4% | -19.5% | +31.4% | -11.5% | +5.3% | -18.4% |
| YoY Change | — | — | — | — | +179.6% | +179.6% | +179.6% | +179.6% | +1.9% | -1.1% | +13.8% | +9.8% | -13.2% | +17.4% | -9.6% | -1.4% | +0.0% |
Range$255.25M – $829.00M
CAGR+25.4%
Avg YoY Growth+56.6%
Median YoY Growth+9.8%
Similar Metrics at Other Companies
Frequently Asked Questions
- What is American Express's uscs — provisions?
- American Express (AXP) reported uscs — provisions of $631.00M in Q1 2026.
- How has American Express's uscs — provisions changed year-over-year?
- American Express's uscs — provisions decreased by 0.0% year-over-year, from $631.00M to $631.00M.
- What is the long-term trend for American Express's uscs — provisions?
- Over 3 years (2022 to 2025), American Express's uscs — provisions has grown at a 42.7% compound annual growth rate (CAGR), from $1.02B to $2.97B.
- What does uscs — provisions mean?
- The amount of money set aside to cover potential losses from unpaid customer credit card balances.