Operating Expenses

Product delivery and transaction related

Bank of America Product delivery and transaction related increased by 11.4% to $1.13B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 23.2%, from $914.00M to $1.13B. Over 4 years (FY 2021 to FY 2025), Product delivery and transaction related shows relatively stable performance with a 0.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementIncome Statement
SectionOperating Expenses
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2017
Last reportedQ1 2026May 1, 2026

How to read this metric

Rising costs may indicate higher transaction volumes or inefficiencies in the processing pipeline, while falling costs suggest improved automation or scale efficiencies.

Detailed definition

This metric captures the direct costs incurred to facilitate customer transactions, process payments, and deliver financ...

Peer comparison

Comparable to transaction processing or service delivery expenses at other major retail and commercial banks.

Metric ID: bac_product_delivery_and_transaction_related

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$976.00M$987.00M$941.00M$933.00M$924.00M$892.00M$904.00M$890.00M$956.00M$880.00M$882.00M$851.00M$891.00M$849.00M$903.00M$914.00M$974.00M$1.03B$1.01B$1.13B
QoQ Change+1.1%-4.7%-0.9%-1.0%-3.5%+1.3%-1.5%+7.4%-7.9%+0.2%-3.5%+4.7%-4.7%+6.4%+1.2%+6.6%+5.2%-1.4%+11.4%
YoY Change-5.3%-9.6%-3.9%-4.6%+3.5%-1.3%-2.4%-4.4%-6.8%-3.5%+2.4%+7.4%+9.3%+20.7%+12.0%+23.2%
Range$849.00M$1.13B
CAGR+3.1%
Avg YoY Growth+2.3%
Median YoY Growth-1.9%

Frequently Asked Questions

What is Bank of America's product delivery and transaction related?
Bank of America (BAC) reported product delivery and transaction related of $1.13B in Q1 2026.
How has Bank of America's product delivery and transaction related changed year-over-year?
Bank of America's product delivery and transaction related increased by 23.2% year-over-year, from $914.00M to $1.13B.
What is the long-term trend for Bank of America's product delivery and transaction related?
Over 4 years (2021 to 2025), Bank of America's product delivery and transaction related has grown at a 0.3% compound annual growth rate (CAGR), from $3.88B to $3.92B.
What does product delivery and transaction related mean?
The costs associated with processing customer transactions and delivering financial services.