Global Banking — Provision for Credit Losses
Business Segments · Provision for Credit LossesBank of America Global Banking — Provision for Credit Losses decreased by 9.7% to $243.00M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 27.9%, from $190.00M to $243.00M. Over 4 years (FY 2021 to FY 2025), Global Banking — Provision for Credit Losses shows an upward trend with a -26.3% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ1 2018
Last reportedQ4 2025
How to read this metric
An increase suggests higher perceived credit risk or portfolio expansion, while a decrease suggests improved credit quality.
Detailed definition
This represents the expense set aside by the Global Banking segment to cover expected future losses on its loan and cred...
Peer comparison
Standard 'Provision for Loan Losses' reported by all lending institutions.
Metric ID:
bac_segment_global_banking_provision_for_credit_lossesHistorical Data
19 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$831.00M | -$781.00M | -$463.00M | $165.00M | $157.00M | $170.00M | $149.00M | -$237.00M | $9.00M | -$119.00M | -$239.00M | $229.00M | $235.00M | $229.00M | $190.00M | $154.00M | $277.00M | $269.00M | $243.00M |
| QoQ Change | — | +6.0% | +40.7% | +135.6% | -4.8% | +8.3% | -12.4% | -259.1% | +103.8% | <-999% | -100.8% | +195.8% | +2.6% | -2.6% | -17.0% | -18.9% | +79.9% | -2.9% | -9.7% |
| YoY Change | — | — | — | — | +118.9% | +121.8% | +132.2% | -243.6% | -94.3% | -170.0% | -260.4% | +196.6% | >999% | +292.4% | +179.5% | -32.8% | +17.9% | +17.5% | +27.9% |
Range-$831.00M – $277.00M
CAGR-23.9%
Avg YoY Growth+187.6%
Median YoY Growth+27.9%
Current Streak2 quarters decline
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Bank of America's global banking — provision for credit losses?
- Bank of America (BAC) reported global banking — provision for credit losses of $243.00M in Q4 2025.
- How has Bank of America's global banking — provision for credit losses changed year-over-year?
- Bank of America's global banking — provision for credit losses increased by 27.9% year-over-year, from $190.00M to $243.00M.
- What is the long-term trend for Bank of America's global banking — provision for credit losses?
- Over 4 years (2021 to 2025), Bank of America's global banking — provision for credit losses has grown at a -26.3% compound annual growth rate (CAGR), from -$3.20B to $943.00M.
- What does global banking — provision for credit losses mean?
- The amount of money set aside to cover potential losses from loans that may not be repaid.