Discontinued — last reported Q4 '25

Non-Current Liabilities

Reserve for insurance claims

Brown & Brown Reserve for insurance claims decreased by 8.9% to $611.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 32.3%, from $462.00M to $611.00M. Over 5 years (FY 2020 to FY 2025), Reserve for insurance claims shows an upward trend with a 72.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Liabilities
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ4 2012
Last reportedQ4 2025

How to read this metric

An increase may indicate rising litigation or accident frequency, while a decrease suggests improved safety or lower claim severity.

Detailed definition

This represents the estimated liability for insurance claims that have been reported but not yet paid, as well as claims...

Peer comparison

Varies by industry based on the nature of operational risks and insurance strategy.

Metric ID: ins_reserve_claims

Historical Data

21 periods
 Q1 '21Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$26.29M$42.41M$220.43M$63.10M$38.40M$34.70M$1.03B$841.10M$154.10M$198.80M$231.70M$131.00M$72.00M$108.00M$2.04B$1.54B$462.00M$400.00M$620.00M$671.00M$611.00M
QoQ Change+61.3%+419.7%-71.4%-39.1%-9.6%>999%-18.6%-81.7%+29.0%+16.5%-43.5%-45.0%+50.0%>999%-24.5%-70.1%-13.4%+55.0%+8.2%-8.9%
YoY Change+46.1%-18.2%+368.9%>999%+301.3%+472.9%-77.6%-84.4%-53.3%-45.7%+782.2%>999%+541.7%+270.4%-69.7%-56.5%+32.3%
Range$26.29M$2.04B
CAGR+87.6%
Avg YoY Growth+277.7%
Median YoY Growth+46.1%

Frequently Asked Questions

What is Brown & Brown's reserve for insurance claims?
Brown & Brown (BRO) reported reserve for insurance claims of $611.00M in Q1 2026.
How has Brown & Brown's reserve for insurance claims changed year-over-year?
Brown & Brown's reserve for insurance claims increased by 32.3% year-over-year, from $462.00M to $611.00M.
What is the long-term trend for Brown & Brown's reserve for insurance claims?
Over 5 years (2020 to 2025), Brown & Brown's reserve for insurance claims has grown at a 72.9% compound annual growth rate (CAGR), from $43.47M to $671.00M.
What does reserve for insurance claims mean?
The estimated amount of money needed to pay for insurance claims that have occurred but are not yet settled.