What is Cincinnati Financial's reserve for insurance claims?

Cincinnati Financial (CINF) reported reserve for insurance claims of $11.96B in Q1 2026.

How has Cincinnati Financial's reserve for insurance claims changed year-over-year?

Cincinnati Financial's reserve for insurance claims increased by 10.9% year-over-year, from $10.78B to $11.96B.

What is the long-term trend for Cincinnati Financial's reserve for insurance claims?

Over 5 years (2020 to 2025), Cincinnati Financial's reserve for insurance claims has grown at a 11.3% compound annual growth rate (CAGR), from $6.75B to $11.51B.

Cincinnati Financial CINF Reserve for insurance claims

Reserve for insurance claims at other companies

The Hartford Financial Services GroupHIG

$46.72B+3.2%

W.R. BerkleyWRB

$22.62B+8.1%

Kinsale Capital GroupKNSL

$3.06B+24.0%

Selective Insurance GroupSIGI

$7.42B+12.2%

United Fire GroupUFCS

$1.97B+8.5%

American Financial GroupAFG

$14.91B+6.8%

Segments

By product

See full

Commercial Casualty Line$3.68B+13.2%

Workers' Compensation Line$1.04B+1.8%

Commercial Auto Line$1.01B+15.6%

Homeowner$622M+47.0%

Personal Auto$522M+27.3%

Commercial Property Segment$449M-8.9%

By segment

See full

Excess and Surplus Lines Insurance$1.22B+17.0%

Life Insurance Segment$75M+2.7%

Other financials

Income statement

See full

Revenue$2.9B+11.6%

Net income$274.0M+404%

EPS (diluted)$1.75+407%

Balance sheet

See full

Cash & equivalents$1.2B+19.8%

Total debt$791.0M+0.1%

Total equity$15.7B+14.6%

Total assets$41.2B+10.6%

Cash flow

See full

Operating cash flow$656.0M+112%

CapEx$2.0M-33.3%

Free cash flow$654.0M+113%

Valuation

See full

Market cap$28.64B+30.4%

Enterprise value$28.22B+29.7%

P/E10.4×-1.7×

P/S2.2×+0.3×

Profitability

See full

Net margin21.3%+8.1pp

FCF margin26.6%+3.0pp

Returns & leverage

See full

Return on equity18.7%+7.8pp

Debt / equity0.1×0.0×

Where this comes from

Reported directly by Cincinnati Financial in its filing.

Tagged under the XBRL concept us-gaap:LiabilityForClaimsAndClaimsAdjustmentExpense.

The official record: Cincinnati Financial’s 10-Q, filed April 27, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Cincinnati Financial's reserve for insurance claims?: Cincinnati Financial (CINF) reported reserve for insurance claims of $11.96B in Q1 2026.
How has Cincinnati Financial's reserve for insurance claims changed year-over-year?: Cincinnati Financial's reserve for insurance claims increased by 10.9% year-over-year, from $10.78B to $11.96B.
What is the long-term trend for Cincinnati Financial's reserve for insurance claims?: Over 5 years (2020 to 2025), Cincinnati Financial's reserve for insurance claims has grown at a 11.3% compound annual growth rate (CAGR), from $6.75B to $11.51B.