Products & Services · Gross losses
Homeowner — Gross losses
Cincinnati Financial Homeowner — Gross losses increased by 47.0% to $622.00M in Q4 2025 compared to the prior quarter. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityVolatile
First reportedQ4 2023
Last reportedQ4 2025
Rolls up toReserve for insurance claims
How to read this metric
Rising gross losses without a corresponding increase in premiums may indicate deteriorating underwriting performance or adverse weather events.
Detailed definition
This metric measures the total losses incurred by the homeowner segment before accounting for any reinsurance recoveries...
Peer comparison
Commonly used to assess the underlying risk profile of an insurance portfolio before risk mitigation.
Metric ID:
cinf_segment_homeowner_gross_lossesHistorical Data
3 periods
| Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|
| Value | $348.00M | $423.00M | $622.00M |
| QoQ Change | — | +21.6% | +47.0% |
| YoY Change | — | +21.6% | +47.0% |
Range$348.00M – $622.00M
Avg YoY Growth+34.3%
Median YoY Growth+34.3%
Current Streak2+ quarters growth
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Frequently Asked Questions
- What is Cincinnati Financial's homeowner — gross losses?
- Cincinnati Financial (CINF) reported homeowner — gross losses of $622.00M in Q4 2025.
- What does homeowner — gross losses mean?
- Total insurance losses before any reimbursement from reinsurance companies.