Current Assets
Financing Receivables
Caterpillar Financing Receivables increased by 9.2% to $25.15B in Q4 2025 compared to the prior quarter. Over 2 years (FY 2023 to FY 2025), Financing Receivables shows an upward trend with a 5.8% CAGR.
Analysis
StatementBalance Sheet Statement
SectionCurrent Assets
CategoryGrowth
SignalContext dependent
VolatilityStable
First reportedQ4 2023
Last reportedQ4 2025Feb 13, 2026
How to read this metric
Growth generally signals expansion of the lending business, while a decline may indicate contraction or a shift in capital allocation strategy.
Detailed definition
Financing receivables represent the aggregate contractual amounts due from customers arising from lending and leasing ac...
Peer comparison
Standard metric across all commercial and retail banking institutions.
Metric ID:
financing_receivablesHistorical Data
3 periods
| Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|
| Value | $22.45B | $23.03B | $25.15B |
| QoQ Change | — | +2.6% | +9.2% |
| YoY Change | — | +2.6% | +9.2% |
Range$22.45B – $25.15B
Avg YoY Growth+5.9%
Median YoY Growth+5.9%
Current Streak2+ quarters growth
Financing Receivables at Other Companies
Frequently Asked Questions
- What is Caterpillar's financing receivables?
- Caterpillar (CAT) reported financing receivables of $25.15B in Q4 2025.
- What is the long-term trend for Caterpillar's financing receivables?
- Over 2 years (2023 to 2025), Caterpillar's financing receivables has grown at a 5.8% compound annual growth rate (CAGR), from $22.45B to $25.15B.
- What does financing receivables mean?
- The total amount of money owed to the bank by customers for loans and lease agreements.