Discontinued — last reported Q4 '25
Reserve for insurance claims
Chubb Reserve for insurance claims decreased by 0.5% to $88.02B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 4.8%, from $84.00B to $88.02B. Over 5 years (FY 2020 to FY 2025), Reserve for insurance claims shows an upward trend with a 5.5% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase may indicate rising litigation or accident frequency, while a decrease suggests improved safety or lower claim severity.
Detailed definition
This represents the estimated liability for insurance claims that have been reported but not yet paid, as well as claims...
Peer comparison
Varies by industry based on the nature of operational risks and insurance strategy.
ins_reserve_claimsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $70.29B | $72.63B | $72.33B | $73.20B | $73.45B | $75.34B | $75.75B | $75.42B | $76.48B | $79.71B | $80.12B | $80.34B | $82.19B | $84.33B | $84.00B | $85.47B | $86.38B | $88.44B | $88.02B |
| QoQ Change | — | +3.3% | -0.4% | +1.2% | +0.3% | +2.6% | +0.5% | -0.4% | +1.4% | +4.2% | +0.5% | +0.3% | +2.3% | +2.6% | -0.4% | +1.7% | +1.1% | +2.4% | -0.5% |
| YoY Change | — | — | — | — | +4.5% | +3.7% | +4.7% | +3.0% | +4.1% | +5.8% | +5.8% | +6.5% | +7.5% | +5.8% | +4.8% | +6.4% | +5.1% | +4.9% | +4.8% |
Product Breakdown
| Segment | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q4 '24 |
|---|---|---|---|---|---|---|---|---|
| Boy Scouts of America Agreement in Principle | — | $600.00M | $800.00M | — | — | — | $800.00M | $500.00M |
| Accident and Health Insurance Product Line | $2.87B | $4.93B | — | $6.10B | $4.83B | $4.65B | — | — |
| Total | $73.45B | $75.34B | $75.75B | $75.42B | $76.48B | $79.71B | $80.12B | $84.00B |
Accident and Health Insurance Product Line, Boy Scouts of America Agreement in Principle were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Business Segments
| Segment | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Segment Life | $12.96B | $13.07B | $14.35B | $14.41B | $14.99B | $16.19B | $16.48B | $17.38B |
| Total | $80.34B | $82.19B | $84.33B | $84.00B | $85.47B | $86.38B | $88.44B | — |
Reserve for insurance claims at Other Companies
Frequently Asked Questions
- What is Chubb's reserve for insurance claims?
- Chubb (CB) reported reserve for insurance claims of $88.02B in Q4 2025.
- How has Chubb's reserve for insurance claims changed year-over-year?
- Chubb's reserve for insurance claims increased by 4.8% year-over-year, from $84.00B to $88.02B.
- What is the long-term trend for Chubb's reserve for insurance claims?
- Over 5 years (2020 to 2025), Chubb's reserve for insurance claims has grown at a 5.5% compound annual growth rate (CAGR), from $67.19B to $88.02B.
- What does reserve for insurance claims mean?
- The estimated amount of money needed to pay for insurance claims that have occurred but are not yet settled.