Discontinued — last reported Q3 '25

Business Segments · Net Interest Income

Non-Core — Net Interest Income

Citizens Financial Group Non-Core — Net Interest Income decreased by 40.0% to -$7.00M in Q3 2025 compared to the prior quarter. Year-over-year, this metric grew by 75.0%, from -$28.00M to -$7.00M. Over 2 years (FY 2021 to FY 2024), Non-Core — Net Interest Income shows a downward trend with a -55.6% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityVolatile
First reportedQ1 2021
Last reportedQ3 2025

How to read this metric

Higher net interest income indicates effective margin management, while negative values suggest high funding costs or low-yielding assets.

Detailed definition

This is the difference between the interest earned on assets and the interest paid on liabilities within the non-core se...

Peer comparison

A core banking metric used by all financial institutions to measure interest-based profitability.

Metric ID: cfg_segment_non_core_net_interest_income

Historical Data

15 periods
 Q2 '21Q3 '21Q4 '21Q3 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25
Value$148.50M$148.50M$148.50M$70.00M-$15.00M-$28.00M-$41.00M-$45.00M-$37.00M-$31.00M-$28.00M-$21.00M-$15.00M-$5.00M-$7.00M
QoQ Change+0.0%+0.0%-52.9%-121.4%-86.7%-46.4%-9.8%+17.8%+16.2%+9.7%+25.0%+28.6%+66.7%-40.0%
YoY Change-52.9%-158.6%-146.7%-10.7%+31.7%+53.3%+59.5%+83.9%+75.0%
Range-$45.00M$148.50M
CAGR-58.2%
Avg YoY Growth-7.3%
Median YoY Growth+31.7%

Frequently Asked Questions

What is Citizens Financial Group's non-core — net interest income?
Citizens Financial Group (CFG) reported non-core — net interest income of -$7.00M in Q3 2025.
How has Citizens Financial Group's non-core — net interest income changed year-over-year?
Citizens Financial Group's non-core — net interest income increased by 75.0% year-over-year, from -$28.00M to -$7.00M.
What is the long-term trend for Citizens Financial Group's non-core — net interest income?
Over 2 years (2021 to 2024), Citizens Financial Group's non-core — net interest income has grown at a -55.6% compound annual growth rate (CAGR), from $594.00M to -$117.00M.
What does non-core — net interest income mean?
The profit made from interest-earning assets minus interest-bearing liabilities.