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Cincinnati Financial Balance Sheet Statement

Assets, liabilities, and shareholders' equity

Cincinnati Financial holds $41.2B in total assets. Shareholders' equity is $15.7B against $791.0M in total debt. Cash and equivalents total $1.2B. Based on the Q1 2026 filing.

Total Assets$41.2BTotal Stockholders Equity$15.7BLong Term Debt$791.0MCash And Equivalents$1.2B
Latest FilingQ1 2026
Report Date2026-04-27
Market Cap$25.9B
P/E Ratio9.41
ROE18.73%

Equity

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Additional paid-in capital$1.5B$1.5B$1.5B$1.5B$1.6B$1.6B
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Accumulated Loss$510.0M$487.0M$466.0M$388.0M$375.0M$443.0M
Accumulated other comprehensive income (loss)-$309.0M-$271.0M-$249.0M-$84.0M-$34.0M-$185.0M
Common stock397M500M500M500M397M500M
Common Stock Par Value Per Share$2.00$2.00$2.00$2.00$2.00$2.00
Common Stock Shares Issued198.3M198.3M198.3M198.3M198.3M198.3M
Additional paid-in capital$1.5B$1.5B$1.5B$1.5B$1.6B$1.6B
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively$397.0M$397.0M$397.0M$397.0M$397.0M$397.0M
Treasury Stock, Value$2.5B$2.6B$2.6B$2.6B$2.7B$2.9B
Investments - Gross Unrealized Losses$12.4B$10.8B$10.3B$8.3B$7.9B$11.5B
Retained earnings$14.9B$14.6B$15.2B$16.2B$16.7B$16.8B
Total liabilities and stockholders' equity$36.5B$37.3B$38.8B$40.6B$41.0B$41.2B
Total stockholders' equity$13.9B$13.7B$14.3B$15.4B$15.9B$15.7B
Treasury stock$2.5B$2.6B$2.6B$2.6B$2.7B$2.9B
Unrealized Gains on Investments$78.0M$96.0M$124.0M$212.0M$216.0M$131.0M
Unrealized Losses on Investments (Before Tax)$631.0M$582.0M$582.0M$429.0M$397.0M$532.0M

Current Assets

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Available-for-Sale Debt Securities - Amortized Cost—$1.2B$1.1B$1.0B—$840.0M
Available-for-Sale Debt Securities - Amortized Cost (Due Within One Year)—$1.2B$1.1B$1.0B—$840.0M
Available-for-Sale Debt Securities - Unrealized Loss Position (>=12 Months)$5.8B$5.8B$5.4B$5.5B$5.7B$5.4B
AFS and Trading Securities - Unrealized Loss Position (>=12 Months)$5.8B$5.8B$5.4B$5.5B$5.7B$5.4B
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value$6.6B$5.0B$4.9B$2.8B$2.2B$6.2B
Available-for-Sale Debt Securities - Unrealized Loss Position (<12 Months)$6.6B$5.0B$4.9B$2.8B$2.2B$6.2B
AFS and Trading Securities - Unrealized Loss Position (>=12 Months) Fair Value$5.8B$5.8B$5.4B$5.5B$5.7B$5.4B
AFS and Trading Securities - Unrealized Loss Position Fair Value$12.4B$10.8B$10.3B$8.3B$7.9B$11.5B
AFS and Trading Securities - Unrealized Loss Position (<12 Months) Fair Value$6.6B$5.0B$4.9B$2.8B$2.2B$6.2B
Cash and cash equivalents$983.0M$1.0B$995.0M$1.5B$1.4B$1.2B
Cash, Cash Equivalents, and Marketable Securities$12.4B$10.8B$10.3B$8.3B$7.9B$11.5B
Current Equity Amortized Cost$4.0B$4.0B$4.0B$4.2B$4.2B$4.4B
Equity Securities (FV-NI) - Cost Basis$4.0B$4.0B$4.0B$4.2B$4.2B$4.4B
Accrued investment income$222.0M$224.0M$223.0M$233.0M$235.0M$247.0M
Trading assets—$1.2B$1.1B$1.0B—$838.0M
Financing Receivables$120.0M$122.0M$121.0M$147.0M$146.0M$142.0M
Premiums receivable$3.0B$3.2B$3.4B$3.3B$3.1B$3.3B
Prepaid reinsurance premiums$70.0M$93.0M$130.0M$100.0M$71.0M$95.0M
Loans and Lending Commitments$120.0M$122.0M$121.0M$147.0M$146.0M$142.0M

Non-Current Assets

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Available-for-Sale Debt Securities - Fair Value (Maturing 1 to 5 Years)—$3.8B$3.8B$3.7B—$3.4B
Allowance for credit losses$33.0M$35.0M$47.0M$41.0M$54.0M$54.0M
Gross loans$120.0M$122.0M$121.0M$147.0M$146.0M$142.0M
Purchased Credit Deteriorated Loans$120.0M$122.0M$121.0M$147.0M$146.0M$142.0M
Equity Amortized Cost$4.0B$4.0B$4.0B$4.2B$4.2B$4.4B
Available-for-sale securities$16.2B$17.0B$17.5B$17.8B$18.1B$18.9B
Total investment securities$28.6B$28.7B$29.8B$31.3B$32.0B$32.2B
Deferred policy acquisition costs$1.2B$1.3B$1.4B$1.4B$1.3B$1.4B
Equity securities$11.2B$11.1B$11.6B$12.5B$12.7B$12.6B
Separate account assets$952.0M$959.0M$991.0M$971.0M$981.0M$988.0M
Investments - Cost Basis$4.0B$4.0B$4.0B$4.2B$4.2B$4.4B
Long-term investments$298.0M$100.0M$100.0M$149.0M$148.0M$49.0M
Investments$28.4B$28.5B$29.6B$31.1B$31.8B$32.0B
Finance receivable$120.0M———$146.0M—
Other Assets$828.0M$903.0M$1.1B$998.0M$995.0M$982.0M
Reinsurance recoverable$523.0M$808.0M$749.0M$679.0M$655.0M$627.0M
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2026, $85; 2025, $84)$298.0M$100.0M$100.0M$149.0M$148.0M$49.0M
Non-Marketable Equity Securities - Carrying Value$87.0M$89.0M$94.0M$100.0M$102.0M$99.0M
Other Investments$713.0M$740.0M$743.0M$773.0M$818.0M$838.0M
Other non-current assets$828.0M$903.0M$1.1B$998.0M$995.0M$982.0M
Accumulated depreciation$347.0M$354.0M$355.0M$361.0M$367.0M$373.0M
Property and equipment, net$214.0M$216.0M$214.0M$213.0M$219.0M$214.0M
Total assets$36.5B$37.3B$38.8B$40.6B$41.0B$41.2B

Other

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Cumulative Cost Basis$4.0B$4.0B$4.0B$4.2B$4.2B$4.4B
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax$631.0M$582.0M$582.0M$429.0M$397.0M$532.0M
Gross Unrealized Gains$78.0M$96.0M$124.0M$212.0M$216.0M$131.0M
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10—$3.8B$4.0B$4.1B—$4.8B
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 5 Through 10—$3.8B$3.9B$4.1B—$4.8B
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year One Through Five—$3.8B$3.8B$3.7B—$3.4B
Due after five years through ten years—22.6%22.8%23.1%—25.6%
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year One Through Five—$3.8B$3.8B$3.7B—$3.4B
Due after ten years—47.3%49.0%50.6%—51.5%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, after Year 10—$8.3B$8.8B$9.2B—$9.9B
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, after Year 10—$7.9B$8.4B$9.0B—$9.6B
Due after one year through five years—22.7%21.9%20.7%—18.4%
Available For Sale Securities Debt Maturities Average—100.0%100.0%100.0%—100.0%
Debt Securities, Available-for-Sale, Amortized Cost, Maturity, Allocated and Single Maturity Date, Year One—$1.2B$1.1B$1.0B—$840.0M
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One—$1.2B$1.1B$1.0B—$838.0M
Due in one year or less—7.4%6.3%5.6%—4.5%
Available for sale investments$16.2B$16.5B$17.1B$17.6B$18.1B$18.5B
Fixed-maturity securities, total unrealized loss$631.0M$582.0M$582.0M$429.0M$397.0M$532.0M
Common stock, par value (in dollars per share)$2.0$2.0$2.0$2.0$2.0$2.0
Common stock, shares authorized (in shares)$500.0M$500.0M$500.0M$500.0M$500.0M$500.0M
Common stock, shares issued (in shares)$198.3M$198.3M$198.3M$198.3M$198.3M$198.3M
Debt issuances$793.0M$793.0M$793.0M$793.0M$793.0M$793.0M
Debt Instrument, Fair Value Disclosure$860.0M$867.0M$874.0M$877.0M$874.0M$859.0M
Debt Securities, Available-for-Sale, Allowance for Credit Loss$33.0M$35.0M$47.0M$41.0M$54.0M$54.0M
Debt Securities, Available-for-Sale, Amortized Cost, after Allowance for Credit Loss$16.7B$17.0B$17.5B$17.8B$18.3B$18.9B
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, 12 Months or Longer, Accumulated Loss$510.0M$487.0M$466.0M$388.0M$375.0M$443.0M
Less than 12 months$6.6B$5.0B$4.9B$2.8B$2.2B$6.2B
12 months or more$5.8B$5.8B$5.4B$5.5B$5.7B$5.4B
Debt Securities, Available-for-Sale, Continuous Unrealized Loss Position, Less than 12 Months, Accumulated Loss$121.0M$95.0M$116.0M$41.0M$22.0M$89.0M
Debt Securities, Available-for-Sale, Unrealized Loss Position$12.4B$10.8B$10.3B$8.3B$7.9B$11.5B
Deferred Tax Liabilities, Gross$1.5B$1.5B$1.6B$1.8B$1.8B$1.7B
Deferred income taxes$1.5B———$1.8B—
Cost$4.0B$4.0B$4.0B$4.2B$4.2B$4.4B
Investments, Available-for-Sale$16.5B$16.6B$17.2B$17.8B$18.3B$18.6B
Investments, Available-for-Sale, Accumulated Gross Unrealized Gain Before Tax$78.0M$96.0M$124.0M$212.0M$216.0M$131.0M
Investments, Available-for-Sale, Accumulated Gross Unrealized Loss Before Tax$631.0M$582.0M$582.0M$429.0M$397.0M$532.0M
Investments, available-for-sale, amortized cost basis$17.0B$17.1B$17.6B$18.0B$18.5B$19.0B
Investments Fair Value Disclosure$28.6B$28.7B$29.8B$31.3B$32.0B$32.2B
Fair value of largest single common stock holding$891.0M$786.0M$903.0M$940.0M$958.0M$881.0M
Largest equity holdings to total equity portfolio8.2%7.3%8.0%7.7%7.7%7.2%
Largest equity holdings to total investment portfolio3.2%2.8%3.1%3.1%3.1%2.8%
Liabilities Related to Investment Contracts, Fair Value Disclosure$688.0M$678.0M$674.0M$666.0M$653.0M$637.0M
Loans Receivable Fair Value Disclosure$41.0M$42.0M$42.0M$42.0M$43.0M$43.0M
Long-Term Debt and Lease Obligation$850.0M$853.0M$859.0M$858.0M$861.0M$859.0M
Marketable Securities$11.2B$11.1B$11.6B$12.5B$12.7B$12.6B
Number of fixed-maturity securities in continuous unrealized loss position and below 70 percent of amortized cost19.0034.0048.0017.0013.0017.00
Number of fixed-maturity securities in a total unrealized loss position3723.003679.003537.002831.002597.003356.00
Outstanding principle and interest for life policy loans$36.0M$36.0M$36.0M$37.0M$38.0M$39.0M
Short-term investments, available-for-sale, accumulated gross unrealized gain, before tax$0.0$0.0$0.0$0.0$0.0$0.0
Short-term investments, available-for-sale, accumulated gross unrealized loss, before tax$0.0$0.0$0.0$0.0$0.0$0.0
Short-term investments, available-for-sale, amortized cost basis$298.0M$100.0M$100.0M$149.0M$148.0M$49.0M
Treasury stock, shares (in shares)$41.9M$42.0M$42.0M$42.3M$42.9M$43.7M

Current Liabilities

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Liability for Claims and Claims Adjustment Expense$10.0B$10.8B$11.1B$11.3B$11.5B$12.0B
Unearned premiums$4.8B$5.1B$5.4B$5.4B$5.3B$5.4B

Non-Current Liabilities

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Debt Instrument Face Amount$793.0M$793.0M$793.0M$793.0M$793.0M$793.0M
Debt Maturity - 5 to 10 Years—$3.8B$3.9B$4.1B—$4.8B
Debt Maturity - Over 10 Years—$8.3B$8.8B$9.2B—$9.9B
Deferred tax liabilities$1.5B$1.5B$1.6B$1.8B$1.8B$1.7B
Future policy benefits$3.0B$3.0B$3.0B$3.0B$3.0B$3.0B
Insurance Liabilities and Annuity Benefits$3.0B———$3.0B—
Reserve for insurance claims$10.0B$10.8B$11.1B$11.3B$11.5B$12.0B
Separate account liabilities$952.0M$959.0M$991.0M$971.0M$981.0M$988.0M
Long-term debt$790.0M$790.0M$790.0M$790.0M$790.0M$791.0M
Long-Term Debt and Finance Lease Obligations$850.0M$853.0M$859.0M$858.0M$861.0M$859.0M
Long-Term Debt - Fair Value$860.0M$867.0M$874.0M$877.0M$874.0M$859.0M
Loss and loss expense reserves$10.0B———$11.5B—
Notes Payable - Fair Value$25.0M$25.0M$25.0M$25.0M$25.0M$25.0M
Other non-current liabilities$1.5B$1.4B$1.6B$1.8B$1.6B$1.6B
Senior unsecured notes, net$25.0M$25.0M$25.0M$25.0M$25.0M$25.0M
Total liabilities$22.6B$23.6B$24.5B$25.2B$25.1B$25.5B