Equity

Retained Earnings

Cincinnati Financial Retained Earnings increased by 0.8% to $16.85B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 15.1%, from $14.64B to $16.85B. Over 5 years (FY 2020 to FY 2025), Retained Earnings shows an upward trend with a 10.6% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementBalance Sheet Statement
SectionEquity
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ4 2015
Last reportedQ1 2026

How to read this metric

An increase signals strong historical profitability and reinvestment, while a decrease may indicate losses or significant dividend payouts.

Detailed definition

This represents the cumulative net income earned by the company since its inception, minus any dividends paid to shareho...

Peer comparison

A key metric for all established companies; growth rates are compared against peers to gauge long-term success.

Metric ID: retained_earnings

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$11.21B$11.26B$12.63B$12.24B$11.32B$10.80B$11.71B$11.82B$12.24B$12.02B$13.08B$13.71B$13.90B$14.59B$14.87B$14.64B$15.19B$16.18B$16.72B$16.85B
QoQ Change+0.5%+12.2%-3.0%-7.5%-4.7%+8.5%+0.9%+3.5%-1.8%+8.9%+4.8%+1.3%+5.0%+1.9%-1.5%+3.7%+6.5%+3.3%+0.8%
YoY Change+1.1%-4.1%-7.2%-3.5%+8.0%+11.3%+11.7%+16.0%+13.6%+21.4%+13.6%+6.8%+9.3%+10.9%+12.4%+15.1%
Range$10.80B$16.85B
CAGR+9.0%
Avg YoY Growth+8.5%
Median YoY Growth+11.1%
Current Streak4 quarters growth

Frequently Asked Questions

What is Cincinnati Financial's retained earnings?
Cincinnati Financial (CINF) reported retained earnings of $16.85B in Q1 2026.
How has Cincinnati Financial's retained earnings changed year-over-year?
Cincinnati Financial's retained earnings increased by 15.1% year-over-year, from $14.64B to $16.85B.
What is the long-term trend for Cincinnati Financial's retained earnings?
Over 5 years (2020 to 2025), Cincinnati Financial's retained earnings has grown at a 10.6% compound annual growth rate (CAGR), from $10.09B to $16.72B.
What does retained earnings mean?
The total accumulated profits the company has kept and reinvested rather than paying out as dividends.