Business Segments · Unearned premiums
Commercial Insurance — Unearned premiums
Cincinnati Financial Commercial Insurance — Unearned premiums increased by 5.6% to $2.44B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 5.6%, from $2.31B to $2.44B. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
Growth in unearned premiums typically signals an expanding book of business and future revenue potential.
Detailed definition
Unearned premiums represent the portion of written premiums that have been collected but for which the insurance coverag...
Peer comparison
Standard liability metric for all insurance companies.
Metric ID:
cinf_segment_commercial_insurance_unearned_premiumsHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $1.86B | $2.02B | $2.11B | $2.31B | $2.44B |
| QoQ Change | — | +8.8% | +4.5% | +9.5% | +5.6% |
| YoY Change | — | +8.8% | +4.5% | +9.5% | +5.6% |
Range$1.86B – $2.44B
CAGR+31.4%
Avg YoY Growth+7.1%
Median YoY Growth+7.2%
Current Streak4+ quarters growth
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Frequently Asked Questions
- What is Cincinnati Financial's commercial insurance — unearned premiums?
- Cincinnati Financial (CINF) reported commercial insurance — unearned premiums of $2.44B in Q4 2025.
- How has Cincinnati Financial's commercial insurance — unearned premiums changed year-over-year?
- Cincinnati Financial's commercial insurance — unearned premiums increased by 5.6% year-over-year, from $2.31B to $2.44B.
- What does commercial insurance — unearned premiums mean?
- Premiums collected for insurance coverage that has not yet been provided.