Life Insurance Segment — Direct contract holders' benefits incurred
Cincinnati Financial Life Insurance Segment — Direct contract holders' benefits incurred increased by 11.2% to $99.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 5.3%, from $94.00M to $99.00M. Over 4 years (FY 2021 to FY 2025), Life Insurance Segment — Direct contract holders' benefits incurred shows a downward trend with a -2.8% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
A rising trend relative to premiums may indicate deteriorating underwriting performance or adverse claims experience.
Detailed definition
This represents the total benefits and claims paid or accrued to policyholders by the life insurance segment before any...
Peer comparison
Standard industry metric; peers report this to show gross claims experience.
cinf_segment_life_insurance_segment_direct_contract_holders_benefits_incurredHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $100.00M | $103.00M | $113.00M | $114.00M | $91.00M | $93.00M | $88.00M | $97.00M | $100.00M | $92.00M | $102.00M | $94.00M | $76.00M | $92.00M | $96.00M | $94.00M | $104.00M | $91.00M | $89.00M | $99.00M |
| QoQ Change | — | +3.0% | +9.7% | +0.9% | -20.2% | +2.2% | -5.4% | +10.2% | +3.1% | -8.0% | +10.9% | -7.8% | -19.1% | +21.1% | +4.3% | -2.1% | +10.6% | -12.5% | -2.2% | +11.2% |
| YoY Change | — | — | — | — | -9.0% | -9.7% | -22.1% | -14.9% | +9.9% | -1.1% | +15.9% | -3.1% | -24.0% | +0.0% | -5.9% | +0.0% | +36.8% | -1.1% | -7.3% | +5.3% |
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Cincinnati Financial's life insurance segment — direct contract holders' benefits incurred?
- Cincinnati Financial (CINF) reported life insurance segment — direct contract holders' benefits incurred of $99.00M in Q1 2026.
- How has Cincinnati Financial's life insurance segment — direct contract holders' benefits incurred changed year-over-year?
- Cincinnati Financial's life insurance segment — direct contract holders' benefits incurred increased by 5.3% year-over-year, from $94.00M to $99.00M.
- What is the long-term trend for Cincinnati Financial's life insurance segment — direct contract holders' benefits incurred?
- Over 4 years (2021 to 2025), Cincinnati Financial's life insurance segment — direct contract holders' benefits incurred has grown at a -2.8% compound annual growth rate (CAGR), from $423.00M to $378.00M.
- What does life insurance segment — direct contract holders' benefits incurred mean?
- The total cost of claims and benefits owed to policyholders before reinsurance recoveries.