Business Segments · Policyholders’ benefits

Group Insurance — Policyholders’ benefits

Prudential Financial Group Insurance — Policyholders’ benefits increased by 7.7% to $1.32B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1.7%, from $1.30B to $1.32B. Over 4 years (FY 2021 to FY 2025), Group Insurance — Policyholders’ benefits shows relatively stable performance with a -2.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
Rolls up toMedical costs

How to read this metric

Lower costs relative to premiums indicate better underwriting performance, while higher costs may signal adverse claims experience or poor risk selection.

Detailed definition

This represents the total costs incurred by the segment for claims, death benefits, and other contractual obligations ow...

Peer comparison

Standard expense metric for insurance companies, often analyzed as a loss ratio.

Metric ID: pru_segment_group_insurance_policyholders_benefits

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$1.37B$1.37B$1.37B$1.35B$1.14B$1.20B$1.23B$1.22B$1.14B$1.18B$1.17B$1.25B$1.14B$1.24B$1.17B$1.30B$1.23B$1.27B$1.22B$1.32B
QoQ Change+0.0%+0.0%-1.3%-15.4%+4.5%+2.6%-0.7%-6.4%+3.4%-1.1%+7.1%-8.7%+8.9%-5.6%+10.7%-5.1%+3.4%-3.8%+7.7%
YoY Change-16.5%-12.7%-10.5%-10.0%-0.3%-1.4%-5.0%+2.5%+0.0%+5.3%+0.4%+3.8%+7.9%+2.5%+4.5%+1.7%
Range$1.14B$1.37B
CAGR-0.8%
Avg YoY Growth-1.7%
Median YoY Growth+0.2%

Frequently Asked Questions

What is Prudential Financial's group insurance — policyholders’ benefits?
Prudential Financial (PRU) reported group insurance — policyholders’ benefits of $1.32B in Q1 2026.
How has Prudential Financial's group insurance — policyholders’ benefits changed year-over-year?
Prudential Financial's group insurance — policyholders’ benefits increased by 1.7% year-over-year, from $1.30B to $1.32B.
What is the long-term trend for Prudential Financial's group insurance — policyholders’ benefits?
Over 4 years (2021 to 2025), Prudential Financial's group insurance — policyholders’ benefits has grown at a -2.2% compound annual growth rate (CAGR), from $5.48B to $5.02B.
What does group insurance — policyholders’ benefits mean?
The total cost of claims and benefits paid out to policyholders.