Business Segments · Direct earned premiums

Life Insurance Segment — Direct earned premiums

Cincinnati Financial Life Insurance Segment — Direct earned premiums remained flat by 0.0% to $105.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 6.1%, from $99.00M to $105.00M. Over 4 years (FY 2021 to FY 2025), Life Insurance Segment — Direct earned premiums shows an upward trend with a 2.4% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityStable
First reportedQ1 2018
Last reportedQ1 2026

How to read this metric

Growth indicates successful market penetration and retention of direct policyholders.

Detailed definition

This represents the total premiums earned by the life insurance segment from policies issued directly to policyholders b...

Peer comparison

Standard top-line metric for all insurance segments; peers report this to show gross market activity.

Metric ID: cinf_segment_life_insurance_segment_direct_earned_premiums

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$98.00M$93.00M$96.00M$90.00M$96.00M$92.00M$95.00M$96.00M$100.00M$97.00M$101.00M$99.00M$101.00M$101.00M$103.00M$99.00M$104.00M$104.00M$105.00M$105.00M
QoQ Change-5.1%+3.2%-6.3%+6.7%-4.2%+3.3%+1.1%+4.2%-3.0%+4.1%-2.0%+2.0%+0.0%+2.0%-3.9%+5.1%+0.0%+1.0%+0.0%
YoY Change-2.0%-1.1%-1.0%+6.7%+4.2%+5.4%+6.3%+3.1%+1.0%+4.1%+2.0%+0.0%+3.0%+3.0%+1.9%+6.1%
Range$90.00M$105.00M
CAGR+1.5%
Avg YoY Growth+2.7%
Median YoY Growth+3.0%
Current Streak4 quarters growth

Frequently Asked Questions

What is Cincinnati Financial's life insurance segment — direct earned premiums?
Cincinnati Financial (CINF) reported life insurance segment — direct earned premiums of $105.00M in Q1 2026.
How has Cincinnati Financial's life insurance segment — direct earned premiums changed year-over-year?
Cincinnati Financial's life insurance segment — direct earned premiums increased by 6.1% year-over-year, from $99.00M to $105.00M.
What is the long-term trend for Cincinnati Financial's life insurance segment — direct earned premiums?
Over 4 years (2021 to 2025), Cincinnati Financial's life insurance segment — direct earned premiums has grown at a 2.4% compound annual growth rate (CAGR), from $374.00M to $412.00M.
What does life insurance segment — direct earned premiums mean?
The total revenue earned from direct insurance policies before accounting for reinsurance.