Business Segments · Income ( Loss) Before Income Taxes

Personal Insurance — Income ( Loss) Before Income Taxes

Cincinnati Financial Personal Insurance — Income ( Loss) Before Income Taxes decreased by 69.7% to $30.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 108.4%, from -$357.00M to $30.00M. Over 2 years (FY 2021 to FY 2024), Personal Insurance — Income ( Loss) Before Income Taxes shows a downward trend with a -14.4% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityVolatile
First reportedQ1 2018
Last reportedQ1 2026
Rolls up toPre-Tax Income

How to read this metric

Higher income indicates strong underwriting performance and effective cost control.

Detailed definition

This is the bottom-line profitability metric for the personal insurance segment, calculated as total revenues minus all...

Peer comparison

Standard segment-level pre-tax income metric used across the insurance industry.

Metric ID: cinf_segment_personal_insurance_income_loss_before_income_taxes

Historical Data

18 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q1 '26
Value$29.00M-$10.00M$81.00M$65.00M-$49.00M-$18.00M$20.00M-$57.00M-$36.00M$1.00M$37.00M-$42.00M-$69.00M$145.00M-$357.00M-$14.00M$99.00M$30.00M
QoQ Change-134.5%+910.0%-19.8%-175.4%+63.3%+211.1%-385.0%+36.8%+102.8%>999%-213.5%-64.3%+310.1%-346.2%+96.1%+807.1%-69.7%
YoY Change-269.0%-80.0%-75.3%-187.7%+26.5%+105.6%+164.9%-16.7%<-999%<-999%+66.7%+243.5%+108.4%
Range-$357.00M$145.00M
CAGR+0.8%
Avg YoY Growth-613.7%
Median YoY Growth-16.7%

Frequently Asked Questions

What is Cincinnati Financial's personal insurance — income ( loss) before income taxes?
Cincinnati Financial (CINF) reported personal insurance — income ( loss) before income taxes of $30.00M in Q1 2026.
How has Cincinnati Financial's personal insurance — income ( loss) before income taxes changed year-over-year?
Cincinnati Financial's personal insurance — income ( loss) before income taxes increased by 108.4% year-over-year, from -$357.00M to $30.00M.
What is the long-term trend for Cincinnati Financial's personal insurance — income ( loss) before income taxes?
Over 2 years (2021 to 2024), Cincinnati Financial's personal insurance — income ( loss) before income taxes has grown at a -14.4% compound annual growth rate (CAGR), from $97.00M to $71.00M.
What does personal insurance — income ( loss) before income taxes mean?
The profit or loss generated by the personal insurance segment before taxes.