Income Before Tax

Pre-Tax Income

Cincinnati Financial Pre-Tax Income decreased by 61.2% to $326.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 354.7%, from -$128.00M to $326.00M. Over 3 years (FY 2021 to FY 2025), Pre-Tax Income shows a downward trend with a -6.9% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementIncome Statement
SectionIncome Before Tax
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2014
Last reportedQ1 2026

How to read this metric

Higher values indicate stronger overall profitability and operational efficiency before tax impacts.

Detailed definition

Measures the profitability of the company after all operating and non-operating expenses have been deducted, but before...

Peer comparison

A standard GAAP metric used universally to compare pre-tax performance across different industries.

Metric ID: income_before_tax

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$872.00M$184.00M$1.87B-$351.00M-$1.05B-$577.00M$268.00M$666.00M-$148.00M$1.49B$953.00M$386.00M$1.04B$479.00M-$128.00M$855.00M$1.41B$840.00M$326.00M
QoQ Change-78.9%+918.5%-118.7%-200.0%+45.2%+146.4%+148.5%-122.2%>999%-36.0%-59.5%+169.4%-53.9%-126.7%+768.0%+65.3%-40.6%-61.2%
YoY Change-220.8%-413.6%+176.4%+163.2%+74.4%+255.6%-42.0%+802.7%-67.9%-113.4%+121.5%+35.9%+75.4%+354.7%
Range-$1.05B$1.87B
CAGR-19.6%
Avg YoY Growth+85.9%
Median YoY Growth+74.9%
Current Streak2 quarters decline

Business Segments

View all
SegmentQ2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Investment Segment$348.00M$984.00M$133.00M$181.00M$727.00M$1.12B$456.00M$216.00M
Personal Insurance-$42.00M-$69.00M$145.00M-$357.00M-$14.00M$99.00M$30.00M
Excess and Surplus Lines Insurance$8.00M$8.00M$12.00M$20.00M$16.00M$19.00M$30.00M$21.00M
Commercial Insurance$10.00M$81.00M$181.00M$97.00M$87.00M$111.00M$144.00M$18.00M
Life Insurance Segment$22.00M$10.00M$15.00M$9.00M$19.00M$17.00M$20.00M$11.00M
Total$386.00M$1.04B$479.00M-$128.00M$855.00M$1.41B$840.00M$326.00M

Corporate and Other was previously reported and has since been discontinued or reclassified. Only currently active segments are shown in the chart.

Frequently Asked Questions

What is Cincinnati Financial's pre-tax income?
Cincinnati Financial (CINF) reported pre-tax income of $326.00M in Q1 2026.
How has Cincinnati Financial's pre-tax income changed year-over-year?
Cincinnati Financial's pre-tax income increased by 354.7% year-over-year, from -$128.00M to $326.00M.
What is the long-term trend for Cincinnati Financial's pre-tax income?
Over 3 years (2021 to 2025), Cincinnati Financial's pre-tax income has grown at a -6.9% compound annual growth rate (CAGR), from $3.70B to $2.98B.
What does pre-tax income mean?
Total profit earned before accounting for income tax obligations.