Business Segments · Unearned premiums
Personal Insurance — Unearned premiums
Cincinnati Financial Personal Insurance — Unearned premiums increased by 14.1% to $1.86B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 14.1%, from $1.63B to $1.86B. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityStable
First reportedQ4 2018
Last reportedQ4 2025
How to read this metric
An increase indicates growth in future revenue potential and a larger active policy base.
Detailed definition
This represents the portion of written premiums that has been collected but not yet earned because the policy coverage p...
Peer comparison
Standard liability metric for all P&C insurers representing future service obligations.
Metric ID:
cinf_segment_personal_insurance_unearned_premiumsHistorical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | $850.00M | $994.00M | $1.25B | $1.63B | $1.86B |
| QoQ Change | — | +16.9% | +26.1% | +30.3% | +14.1% |
| YoY Change | — | +16.9% | +26.1% | +30.3% | +14.1% |
Range$850.00M – $1.86B
CAGR+119.3%
Avg YoY Growth+21.9%
Median YoY Growth+21.5%
Current Streak4+ quarters growth
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Frequently Asked Questions
- What is Cincinnati Financial's personal insurance — unearned premiums?
- Cincinnati Financial (CINF) reported personal insurance — unearned premiums of $1.86B in Q4 2025.
- How has Cincinnati Financial's personal insurance — unearned premiums changed year-over-year?
- Cincinnati Financial's personal insurance — unearned premiums increased by 14.1% year-over-year, from $1.63B to $1.86B.
- What does personal insurance — unearned premiums mean?
- Premiums collected for insurance coverage that has not yet been provided.