Cincinnati Financial Property, Liability and Casualty Insurance — Direct premiums earned remained flat by 0.0% to $2.37B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 13.6%, from $2.08B to $2.37B. Over 4 years (FY 2021 to FY 2025), Property, Liability and Casualty Insurance — Direct premiums earned shows an upward trend with a 12.1% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
An increase reflects strong direct sales performance and effective customer acquisition strategies.
The portion of premiums earned directly from policyholders, excluding any premiums assumed from other insurers or ceded...
Commonly used by insurers to distinguish direct business from assumed reinsurance business.
cinf_segment_property_liability_and_casualty_insurance_direct_premiums_earned| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $6.00B | $6.68B | $7.41B | $8.34B | $9.47B |
| YoY Change | — | +11.4% | +10.9% | +12.6% | +13.6% |