Business Segments · Direct premiums earned

Property, Liability and Casualty Insurance — Direct premiums earned

Cincinnati Financial Property, Liability and Casualty Insurance — Direct premiums earned remained flat by 0.0% to $2.37B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 13.6%, from $2.08B to $2.37B. Over 4 years (FY 2021 to FY 2025), Property, Liability and Casualty Insurance — Direct premiums earned shows an upward trend with a 12.1% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityStable
First reportedQ1 2013
Last reportedQ4 2025

How to read this metric

An increase reflects strong direct sales performance and effective customer acquisition strategies.

Detailed definition

The portion of premiums earned directly from policyholders, excluding any premiums assumed from other insurers or ceded...

Peer comparison

Commonly used by insurers to distinguish direct business from assumed reinsurance business.

Metric ID: cinf_segment_property_liability_and_casualty_insurance_direct_premiums_earned

Historical Data

5 years
 FY'21FY'22FY'23FY'24FY'25
Value$6.00B$6.68B$7.41B$8.34B$9.47B
YoY Change+11.4%+10.9%+12.6%+13.6%
Range$6.00B$9.47B
CAGR+12.1%
Avg YoY Growth+12.1%
Median YoY Growth+12.0%
Current Streak4+ years growth

Frequently Asked Questions

What is Cincinnati Financial's property, liability and casualty insurance — direct premiums earned?
Cincinnati Financial (CINF) reported property, liability and casualty insurance — direct premiums earned of $2.37B in Q4 2025.
How has Cincinnati Financial's property, liability and casualty insurance — direct premiums earned changed year-over-year?
Cincinnati Financial's property, liability and casualty insurance — direct premiums earned increased by 13.6% year-over-year, from $2.08B to $2.37B.
What is the long-term trend for Cincinnati Financial's property, liability and casualty insurance — direct premiums earned?
Over 4 years (2021 to 2025), Cincinnati Financial's property, liability and casualty insurance — direct premiums earned has grown at a 12.1% compound annual growth rate (CAGR), from $6.00B to $9.47B.
What does property, liability and casualty insurance — direct premiums earned mean?
The revenue earned from insurance policies sold directly to customers, before accounting for reinsurance transactions.