Universal life — Policyholder Account Balance
Cincinnati Financial Universal life — Policyholder Account Balance decreased by 0.4% to $449.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 1.8%, from $457.00M to $449.00M. Over 3 years (FY 2022 to FY 2025), Universal life — Policyholder Account Balance shows relatively stable performance with a -0.2% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
Growth indicates successful retention and new business acquisition, while a decline suggests high surrender rates or reduced new policy sales.
Detailed definition
This represents the total value of funds held by the insurer on behalf of universal life policyholders, including premiu...
Peer comparison
Commonly reported as 'Account Value' or 'Policyholder Liabilities' by life insurance peers.
cinf_segment_universal_life_policyholder_account_balanceHistorical Data
| Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $454.00M | $456.00M | $457.00M | $455.00M | $457.00M | $458.00M | $456.00M | $456.00M | $457.00M | $456.00M | $456.00M | $456.00M | $456.00M | $457.00M | $454.00M | $453.00M | $451.00M | $449.00M |
| QoQ Change | — | +0.4% | +0.2% | -0.4% | +0.4% | +0.2% | -0.4% | +0.0% | +0.2% | -0.2% | +0.0% | +0.0% | +0.0% | +0.2% | -0.7% | -0.2% | -0.4% | -0.4% |
| YoY Change | — | — | — | — | +0.7% | +0.4% | -0.2% | +0.2% | +0.0% | -0.4% | +0.0% | +0.0% | -0.2% | +0.2% | -0.4% | -0.7% | -1.1% | -1.8% |
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Frequently Asked Questions
- What is Cincinnati Financial's universal life — policyholder account balance?
- Cincinnati Financial (CINF) reported universal life — policyholder account balance of $449.00M in Q1 2026.
- How has Cincinnati Financial's universal life — policyholder account balance changed year-over-year?
- Cincinnati Financial's universal life — policyholder account balance decreased by 1.8% year-over-year, from $457.00M to $449.00M.
- What is the long-term trend for Cincinnati Financial's universal life — policyholder account balance?
- Over 3 years (2022 to 2025), Cincinnati Financial's universal life — policyholder account balance has grown at a -0.2% compound annual growth rate (CAGR), from $1.83B to $1.82B.
- What does universal life — policyholder account balance mean?
- The total value of all funds held in universal life insurance accounts for policyholders.