Products & Services · Interest accretion

Whole Life Insurance — Interest accretion

Cincinnati Financial Whole Life Insurance — Interest accretion increased by 20.0% to $6.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from $6.00M to $6.00M. Over 4 years (FY 2021 to FY 2025), Whole Life Insurance — Interest accretion shows relatively stable performance with a 2.3% CAGR.

Analysis

StatementSegment
CategoryEfficiency
SignalContext dependent
VolatilityStable
First reportedQ1 2021
Last reportedQ1 2026

How to read this metric

Higher accretion reflects a larger liability base or higher interest rate environment impacting reserve valuations.

Detailed definition

This metric measures the increase in the carrying value of insurance liabilities due to the passage of time, reflecting...

Peer comparison

Standard accounting practice under long-duration targeted improvements (LDTI) or similar accounting standards.

Metric ID: cinf_segment_whole_life_insurance_interest_accretion

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$5.25M$5.25M$5.25M$5.00M$6.00M$5.00M$5.00M$6.00M$5.00M$5.00M$6.00M$6.00M$5.00M$6.00M$5.00M$6.00M$6.00M$6.00M$5.00M$6.00M
QoQ Change+0.0%+0.0%-4.8%+20.0%-16.7%+0.0%+20.0%-16.7%+0.0%+20.0%+0.0%-16.7%+20.0%-16.7%+20.0%+0.0%+0.0%-16.7%+20.0%
YoY Change+14.3%-4.8%-4.8%+20.0%-16.7%+0.0%+20.0%+0.0%+0.0%+20.0%-16.7%+0.0%+20.0%+0.0%+0.0%+0.0%
Range$5.00M$6.00M
CAGR+2.9%
Avg YoY Growth+3.2%
Median YoY Growth+0.0%

Frequently Asked Questions

What is Cincinnati Financial's whole life insurance — interest accretion?
Cincinnati Financial (CINF) reported whole life insurance — interest accretion of $6.00M in Q1 2026.
How has Cincinnati Financial's whole life insurance — interest accretion changed year-over-year?
Cincinnati Financial's whole life insurance — interest accretion decreased by 0.0% year-over-year, from $6.00M to $6.00M.
What is the long-term trend for Cincinnati Financial's whole life insurance — interest accretion?
Over 4 years (2021 to 2025), Cincinnati Financial's whole life insurance — interest accretion has grown at a 2.3% compound annual growth rate (CAGR), from $21.00M to $23.00M.
What does whole life insurance — interest accretion mean?
The increase in the value of insurance liabilities caused by the passage of time and interest accumulation.