Products & Services · 5
Workers' Compensation Line — 5
Cincinnati Financial Workers' Compensation Line — 5 increased by 5.3% to 4.0% in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 5.3%, from 3.8% to 4.0%. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ4 2019
Last reportedQ4 2025
How to read this metric
Favorable (negative) adjustments improve the combined ratio and overall profitability.
Detailed definition
This metric represents the cumulative actuarial adjustment for prior accident years within the workers' compensation por...
Peer comparison
Comparable to 'prior year development' metrics across the insurance industry.
Metric ID:
cinf_segment_workers_compensation_line_5Historical Data
5 periods
| Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|---|
| Value | 3.9% | 3.8% | 3.9% | 3.8% | 4% |
| QoQ Change | — | -2.6% | +2.6% | -2.6% | +5.3% |
| YoY Change | — | -2.6% | +2.6% | -2.6% | +5.3% |
Range3.8% – 4%
CAGR+2.6%
Avg YoY Growth+0.7%
Median YoY Growth+0.0%
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Cincinnati Financial's workers' compensation line — 5?
- Cincinnati Financial (CINF) reported workers' compensation line — 5 of 4.0% in Q4 2025.
- How has Cincinnati Financial's workers' compensation line — 5 changed year-over-year?
- Cincinnati Financial's workers' compensation line — 5 increased by 5.3% year-over-year, from 3.8% to 4.0%.
- What does workers' compensation line — 5 mean?
- The net impact of prior-year claim reserve adjustments on current period earnings.