Other
Reinsurance recoverable on unpaid losses and loss expenses
Cincinnati Financial Reinsurance recoverable on unpaid losses and loss expenses decreased by 1.2% to $419.00M in Q3 2023 compared to the prior quarter. Year-over-year, this metric grew by 27.4%, from $329.00M to $419.00M. Over 2 years (FY 2020 to FY 2022), Reinsurance recoverable on unpaid losses and loss expenses shows an upward trend with a 20.9% CAGR.
Analysis
StatementBalance Sheet Statement
SectionOther
CategoryRisk
SignalContext dependent
VolatilityModerate
First reportedQ4 2020
Last reportedQ1 2026
How to read this metric
Higher levels indicate greater reliance on reinsurance, which reduces net risk but introduces counterparty credit risk.
Detailed definition
The portion of unpaid insurance claims and associated expenses that the insurer expects to recover from reinsurers. This...
Peer comparison
Standard for all major P&C insurers; peers report this as a primary asset on the balance sheet.
Metric ID:
other_reinsurance_recoverable_for_unpaid_claims_and_clai_832d7aHistorical Data
10 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | |
|---|---|---|---|---|---|---|---|---|---|---|
| Value | $274.00M | $322.00M | $327.00M | $319.00M | $287.00M | $329.00M | $405.00M | $424.00M | $424.00M | $419.00M |
| QoQ Change | — | +17.5% | +1.6% | -2.4% | -10.0% | +14.6% | +23.1% | +4.7% | +0.0% | -1.2% |
| YoY Change | — | — | — | — | +4.7% | +2.2% | +23.9% | +32.9% | +47.7% | +27.4% |
Range$274.00M – $424.00M
CAGR+20.8%
Avg YoY Growth+23.1%
Median YoY Growth+25.6%
Product Breakdown — Homeowner
| Segment | Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 |
|---|---|---|---|---|---|
| Homeowner | — | — | — | $9.00M | $124.00M |
| Commercial Casualty Line | $33.00M | $43.00M | $19.00M | $20.00M | $51.00M |
| Workers' Compensation Line | $65.00M | $57.00M | $54.00M | $53.00M | $51.00M |
| Personal Auto | $32.00M | $28.00M | $25.00M | $21.00M | $21.00M |
| Commercial Property Segment | $46.00M | $47.00M | $50.00M | $24.00M | $19.00M |
| Commercial Auto Line | $4.00M | $5.00M | $4.00M | $3.00M | $3.00M |
| Total | $327.00M | $405.00M | — | — | — |
Product Breakdown — Property and Casualty Insurance
| Segment | Q2 '24 | Q2 '25 |
|---|---|---|
| Property and Casualty Insurance | $303.00M | $504.00M |
| Total | — | — |
Business Segments
| Segment | Q4 '21 | Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 |
|---|---|---|---|---|---|
| Excess and Surplus Lines Insurance | $21.00M | $37.00M | $33.00M | $30.00M | $31.00M |
| Total | $327.00M | $405.00M | — | — | — |
Reinsurance recoverable on unpaid losses and loss expenses at Other Companies
Frequently Asked Questions
- What is Cincinnati Financial's reinsurance recoverable on unpaid losses and loss expenses?
- Cincinnati Financial (CINF) reported reinsurance recoverable on unpaid losses and loss expenses of $419.00M in Q3 2023.
- How has Cincinnati Financial's reinsurance recoverable on unpaid losses and loss expenses changed year-over-year?
- Cincinnati Financial's reinsurance recoverable on unpaid losses and loss expenses increased by 27.4% year-over-year, from $329.00M to $419.00M.
- What is the long-term trend for Cincinnati Financial's reinsurance recoverable on unpaid losses and loss expenses?
- Over 2 years (2020 to 2022), Cincinnati Financial's reinsurance recoverable on unpaid losses and loss expenses has grown at a 20.9% compound annual growth rate (CAGR), from $277.00M to $405.00M.
- What does reinsurance recoverable on unpaid losses and loss expenses mean?
- The amount the insurer expects to be reimbursed by reinsurers for claims that have not yet been paid.