Business Segments · Finance receivables, net

Ford Credit — Finance receivables, net

Ford Motor Company Ford Credit — Finance receivables, net increased by 2.0% to $110.58B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 0.9%, from $111.64B to $110.58B. Over 4 years (FY 2021 to FY 2025), Ford Credit — Finance receivables, net shows an upward trend with a 5.7% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalHigher is better
VolatilityStable
First reportedQ1 2018
Last reportedQ4 2025

How to read this metric

A healthy, growing net receivable balance indicates a robust and performing lending business.

Detailed definition

The total value of financing receivables after deducting the allowance for credit losses. This represents the net realiz...

Peer comparison

Standard net loan portfolio metric used across the banking and captive finance industry.

Metric ID: f_segment_ford_credit_finance_receivables_net

Historical Data

19 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25
Value$86.18B$83.44B$83.80B$82.78B$80.46B$81.59B$88.62B$91.43B$95.12B$96.01B$102.08B$101.59B$105.59B$109.23B$111.64B$107.05B$107.46B$108.36B$110.58B
QoQ Change-3.2%+0.4%-1.2%-2.8%+1.4%+8.6%+3.2%+4.0%+0.9%+6.3%-0.5%+3.9%+3.4%+2.2%-4.1%+0.4%+0.8%+2.0%
YoY Change-6.6%-2.2%+5.8%+10.5%+18.2%+17.7%+15.2%+11.1%+11.0%+13.8%+9.4%+5.4%+1.8%-0.8%-0.9%
Range$80.46B$111.64B
CAGR+5.7%
Avg YoY Growth+7.3%
Median YoY Growth+9.4%
Current Streak3 quarters growth

Frequently Asked Questions

What is Ford Motor Company's ford credit — finance receivables, net?
Ford Motor Company (F) reported ford credit — finance receivables, net of $110.58B in Q4 2025.
How has Ford Motor Company's ford credit — finance receivables, net changed year-over-year?
Ford Motor Company's ford credit — finance receivables, net decreased by 0.9% year-over-year, from $111.64B to $110.58B.
What is the long-term trend for Ford Motor Company's ford credit — finance receivables, net?
Over 4 years (2021 to 2025), Ford Motor Company's ford credit — finance receivables, net has grown at a 5.7% compound annual growth rate (CAGR), from $346.65B to $433.45B.
What does ford credit — finance receivables, net mean?
The net value of the loan portfolio after accounting for expected credit losses.