Cardholder services, net — Noninterest income
First Citizens BancShares Cardholder services, net — Noninterest income increased by 2.7% to $38.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 7.3%, from $41.00M to $38.00M. Over 4 years (FY 2021 to FY 2025), Cardholder services, net — Noninterest income shows an upward trend with a 16.1% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase suggests higher transaction volumes or improved fee structures within the card portfolio, while a decrease may indicate lower customer usage or increased competition in payment services.
Detailed definition
This metric represents the net noninterest income generated specifically from cardholder services, including interchange...
Peer comparison
Comparable to 'Interchange and card processing fees' or 'Card services revenue' reported by other regional and national banking institutions.
fcnca_segment_cardholder_services_net_noninterest_incomeHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $22.00M | $23.00M | $22.00M | $25.00M | $26.00M | $25.00M | $26.00M | $21.00M | $41.00M | $41.00M | $36.00M | $40.00M | $40.00M | $42.00M | $41.00M | $41.00M | $41.00M | $39.00M | $37.00M | $38.00M |
| QoQ Change | — | +4.5% | -4.3% | +13.6% | +4.0% | -3.8% | +4.0% | -19.2% | +95.2% | +0.0% | -12.2% | +11.1% | +0.0% | +5.0% | -2.4% | +0.0% | +0.0% | -4.9% | -5.1% | +2.7% |
| YoY Change | — | — | — | — | +18.2% | +8.7% | +18.2% | -16.0% | +57.7% | +64.0% | +38.5% | +90.5% | -2.4% | +2.4% | +13.9% | +2.5% | +2.5% | -7.1% | -9.8% | -7.3% |
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Frequently Asked Questions
- What is First Citizens BancShares's cardholder services, net — noninterest income?
- First Citizens BancShares (FCNCA) reported cardholder services, net — noninterest income of $38.00M in Q1 2026.
- How has First Citizens BancShares's cardholder services, net — noninterest income changed year-over-year?
- First Citizens BancShares's cardholder services, net — noninterest income decreased by 7.3% year-over-year, from $41.00M to $38.00M.
- What is the long-term trend for First Citizens BancShares's cardholder services, net — noninterest income?
- Over 4 years (2021 to 2025), First Citizens BancShares's cardholder services, net — noninterest income has grown at a 16.1% compound annual growth rate (CAGR), from $87.00M to $158.00M.
- What does cardholder services, net — noninterest income mean?
- The net fee income earned by the bank from providing card-related services to its customers.