Commercial Bank — Provision for Credit Losses
First Citizens BancShares Commercial Bank — Provision for Credit Losses decreased by 59.9% to $55.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 49.1%, from $108.00M to $55.00M. Over 3 years (FY 2022 to FY 2025), Commercial Bank — Provision for Credit Losses shows an upward trend with a 56.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
How to read this metric
An increase suggests deteriorating credit quality or a more conservative economic outlook, while a decrease indicates improving borrower health or reduced risk exposure.
Detailed definition
An expense charged to the income statement to maintain the allowance for credit losses at a level management deems adequ...
Peer comparison
Peers adjust this based on the specific risk profile of their commercial loan portfolio and current macroeconomic forecasts.
fcnca_segment_commercial_bank_provision_for_credit_lossesHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $30.25M | $30.25M | $30.25M | $30.25M | $52.00M | $169.00M | $132.00M | $253.00M | $20.00M | $39.00M | $11.00M | $226.00M | $108.00M | $47.00M | $168.00M | $137.00M | $55.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +71.9% | +225.0% | -21.9% | +91.7% | -92.1% | +95.0% | -71.8% | >999% | -52.2% | -56.5% | +257.4% | -18.5% | -59.9% |
| YoY Change | — | — | — | — | +71.9% | +458.7% | +336.4% | +736.4% | -61.5% | -76.9% | -91.7% | -10.7% | +440.0% | +20.5% | >999% | -39.4% | -49.1% |
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Frequently Asked Questions
- What is First Citizens BancShares's commercial bank — provision for credit losses?
- First Citizens BancShares (FCNCA) reported commercial bank — provision for credit losses of $55.00M in Q1 2026.
- How has First Citizens BancShares's commercial bank — provision for credit losses changed year-over-year?
- First Citizens BancShares's commercial bank — provision for credit losses decreased by 49.1% year-over-year, from $108.00M to $55.00M.
- What is the long-term trend for First Citizens BancShares's commercial bank — provision for credit losses?
- Over 3 years (2022 to 2025), First Citizens BancShares's commercial bank — provision for credit losses has grown at a 56.1% compound annual growth rate (CAGR), from $121.00M to $460.00M.
- What does commercial bank — provision for credit losses mean?
- The amount set aside to cover potential future losses from bad loans in the commercial segment.