Deposit fees and service charges — Noninterest income
First Citizens BancShares Deposit fees and service charges — Noninterest income increased by 11.1% to $70.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 20.7%, from $58.00M to $70.00M. Over 3 years (FY 2022 to FY 2025), Deposit fees and service charges — Noninterest income shows an upward trend with a 19.3% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase suggests higher customer engagement with fee-based services or a larger deposit base, while a decrease may indicate competitive pricing pressure, regulatory changes affecting fee structures, or a shift in customer behavior toward fee-free products.
Detailed definition
This metric represents the revenue generated from fees charged to customers for maintaining deposit accounts and utilizi...
Peer comparison
Most commercial banks report this as a core component of service charges on deposit accounts within noninterest income, though specific fee structures vary significantly based on the bank's retail versus commercial focus.
fcnca_segment_deposit_fees_and_service_charges_noninterest_incomeHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $35.50M | $35.50M | $35.50M | $35.50M | $50.00M | $50.00M | $50.00M | $50.00M | $58.00M | $57.00M | $57.00M | $58.00M | $58.00M | $59.00M | $61.00M | $63.00M | $70.00M |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +40.8% | +0.0% | +0.0% | +0.0% | +16.0% | -1.7% | +0.0% | +1.8% | +0.0% | +1.7% | +3.4% | +3.3% | +11.1% |
| YoY Change | — | — | — | — | +40.8% | +40.8% | +40.8% | +40.8% | +16.0% | +14.0% | +14.0% | +16.0% | +0.0% | +3.5% | +7.0% | +8.6% | +20.7% |
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Frequently Asked Questions
- What is First Citizens BancShares's deposit fees and service charges — noninterest income?
- First Citizens BancShares (FCNCA) reported deposit fees and service charges — noninterest income of $70.00M in Q1 2026.
- How has First Citizens BancShares's deposit fees and service charges — noninterest income changed year-over-year?
- First Citizens BancShares's deposit fees and service charges — noninterest income increased by 20.7% year-over-year, from $58.00M to $70.00M.
- What is the long-term trend for First Citizens BancShares's deposit fees and service charges — noninterest income?
- Over 3 years (2022 to 2025), First Citizens BancShares's deposit fees and service charges — noninterest income has grown at a 19.3% compound annual growth rate (CAGR), from $142.00M to $241.00M.
- What does deposit fees and service charges — noninterest income mean?
- Revenue earned from fees charged to customers for managing their deposit accounts and performing banking transactions.