First Citizens BancShares Provision for Credit Losses increased by 33.3% to $72.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 53.2%, from $154.00M to $72.00M. Over 3 years (FY 2021 to FY 2025), Provision for Credit Losses shows an upward trend with a 140.4% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
An increase suggests deteriorating credit quality or portfolio growth, while a decrease may signal improved economic conditions or better loan performance.
This represents the charge to the income statement to maintain the allowance for credit losses at a level management dee...
Standard accounting requirement for all banks; highly dependent on the bank's specific risk appetite and economic outlook.
other_credit_loss_expense_reversal_1a2d84| Q2 '21 | Q3 '21 | Q4 '21 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$9.25M | -$9.25M | -$9.25M | $60.00M | $79.00M | $783.00M | $151.00M | $192.00M | $249.00M | $64.00M | $95.00M | $117.00M | $155.00M | $154.00M | $115.00M | $191.00M | $54.00M | $72.00M |
| QoQ Change | — | +0.0% | +0.0% | +748.6% | +31.7% | +891.1% | -80.7% | +27.2% | +29.7% | -74.3% | +48.4% | +23.2% | +32.5% | -0.6% | -25.3% | +66.1% | -71.7% | +33.3% |
| YoY Change | — | — | — | +748.6% | +954.1% | — | — | +220.0% | +215.2% | -91.8% | -37.1% | -39.1% | -37.8% | +140.6% | +21.1% | +63.2% | -65.2% | -53.2% |
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Commercial Bank | $39.00M | $11.00M | $226.00M | $108.00M | $47.00M | $168.00M | $137.00M | $55.00M |
| General Bank | $37.00M | $55.00M | $22.00M | $46.00M | $13.00M | $1.00M | $17.00M | $17.00M |
| Rail | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 |
| SVB Commercial | $19.00M | $51.00M | $41.00M | $23.00M | $55.00M | $22.00M | — | — |
| Total | $95.00M | $117.00M | $155.00M | $154.00M | $115.00M | $191.00M | $54.00M | $72.00M |
Commercial Banking, General Banking, Silicon Valley Banking, SVB Commercial were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.