Discontinued — last reported Q4 '25

Cost of Revenue

Total Interest Expense

First Citizens BancShares Total Interest Expense decreased by 3.3% to $833.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 6.7%, from $893.00M to $833.00M. Over 4 years (FY 2021 to FY 2025), Total Interest Expense shows an upward trend with a 222.3% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementIncome Statement
SectionCost of Revenue
CategoryEfficiency
SignalLower is better
VolatilityModerate
First reportedQ1 2014
Last reportedQ4 2025

How to read this metric

An increase may signal higher funding costs or increased reliance on debt, while a decrease suggests improved funding efficiency or lower market rates.

Detailed definition

This represents the total cost incurred by the company to fund its operations through deposits, borrowings, and other de...

Peer comparison

Standard for any deposit-taking institution or lender.

Metric ID: total_interest_expense_bank

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$8.00M$8.00M$8.00M$39.00M$42.00M$78.00M$176.00M$288.00M$575.00M$769.00M$865.00M$928.00M$975.00M$1.00B$957.00M$893.00M$894.00M$911.00M$861.00M$833.00M
QoQ Change+0.0%+0.0%+387.5%+7.7%+85.7%+125.6%+63.6%+99.7%+33.7%+12.5%+7.3%+5.1%+3.0%-4.7%-6.7%+0.1%+1.9%-5.5%-3.3%
YoY Change+425.0%+875.0%>999%+638.5%>999%+885.9%+391.5%+222.2%+69.6%+30.6%+10.6%-3.8%-8.3%-9.3%-10.0%-6.7%
Range$8.00M$1.00B
CAGR+165.9%
Avg YoY Growth+430.0%
Median YoY Growth+145.9%
Current Streak2 quarters decline

Frequently Asked Questions

What is First Citizens BancShares's total interest expense?
First Citizens BancShares (FCNCA) reported total interest expense of $833.00M in Q1 2026.
How has First Citizens BancShares's total interest expense changed year-over-year?
First Citizens BancShares's total interest expense decreased by 6.7% year-over-year, from $893.00M to $833.00M.
What is the long-term trend for First Citizens BancShares's total interest expense?
Over 4 years (2021 to 2025), First Citizens BancShares's total interest expense has grown at a 222.3% compound annual growth rate (CAGR), from $33.00M to $3.56B.
What does total interest expense mean?
The total cost of interest paid on deposits and borrowed funds.