Income StatementBalance SheetCash FlowSegments
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Fifth Third Bank Income Statement

Revenue, expenses, and profitability over time

Fifth Third Bank generated $9.7B in trailing twelve-month revenue, down 0.1% year-over-year. Net income was $2.2B with a 22.36% net margin. Diluted EPS is $2.97, which declined 0.1% year-over-year. Based on the Q1 2026 filing.

Total Revenue (TTM)$9.7BNet Income (TTM)$2.2BEps Diluted (TTM)$2.97
Latest FilingQ1 2026
Report Date2026-05-05
Market Cap$42.8B
P/E Ratio19.68
ROE7.97%

Other

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Common Stock Issued for Business Acquisition—$0.0———$12.7B
Adjustments To Additional Paid In Capital Sharebased Compensation And Exercise Of Stock Options—$16.0M$31.0M$23.0M—$70.0M
Impairment losses—$0.0$0.0$0.0—$0.0
Income tax credits and Other income tax benefits recognized in tax provision—$56.0M$72.0M$71.0M—$24.0M
Investment Program, Proportional Amortization Method, Applied, Amortization Expense—$47.0M$59.0M$54.0M—$20.0M
Stock options excluded as their inclusion would be anti-dilutive (in shares)—2M3M0—2M
Average assets (a)—$210.6B$210.6B$211.8B—$265.6B
Capital markets fees$123.0M$90.0M$90.0M$115.0M$120.0M$134.0M
Card and processing expense$21.0M$21.0M$22.0M$22.0M$27.0M$79.0M
Cash Acquired From Acquisition—$0.0———$740.0M
Cash, Cash Equivalent, Restricted Cash, and Restricted Cash Equivalent, Period Increase (Decrease), Including Exchange Rate Effect and Discontinued Operation—-$5.0M-$37.0M-$71.0M—$585.0M
Commercial banking revenue—$80.0M$79.0M$87.0M$103.0M$105.0M
Commercial payments revenue$155.0M$153.0M$152.0M$157.0M$168.0M$218.0M
Comprehensive Income (Loss), Net of Tax, Attributable to Parent—$1.3B———$41.0M
Consumer banking revenue$138.0M$137.0M$147.0M$144.0M$143.0M$146.0M
Contractual service fees, late fees and other ancillary fees included in income—$74.0M$73.0M$73.0M—$70.0M
Debt securities, available-for-sale, gain (loss)—$0.0$0.0$0.0—$0.0
Debt Securities, Available-for-Sale, Realized Loss—$5.0M$1.0M$3.0M—$7.0M
Net unrealized losses—$0.0—$0.0—-$1.0M
Deferred taxes—$5.0M-$18.0M$56.0M—$13.0M
Depreciation, Amortization and Accretion, Net—$135.0M$138.0M$139.0M—$199.0M
Direct Financing Lease Lease Income—$10.0M$10.0M$10.0M—$8.0M
Dividends, Common Stock, Cash—$251.0M$250.0M$269.0M—$368.0M
Dividends on preferred shares$38.0M$37.0M$37.0M$41.0M$31.0M$37.0M
Equipment$40.0M$42.0M$41.0M$44.0M$42.0M$55.0M
Fair Value Assets Measured On Recurring Basis Change In Unrealized Gain Loss—-$45.0M-$19.0M-$27.0M—-$3.0M
Purchases—$8.0M$15.0M$12.0M—$12.0M
Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Transfers Into Level3—$2.0M$1.0M$1.0M—$2.0M
Fair Value, Measurement with Unobservable Inputs Reconciliation, Recurring Basis, Asset, Settlements—-$1.0M-$16.0M$8.0M—-$23.0M
Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Earnings1—-$51.0M-$38.0M-$37.0M—-$15.0M
Fair Value Measurement With Unobservable Inputs Reconciliation Recurring Basis Asset Gain Loss Included In Other Comprehensive Income Loss—$0.0$0.0$0.0—$0.0
Gross charge-offs—$173.0M$194.0M$382.0M—$187.0M
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Writeoff (Recovery)—$136.0M$139.0M$339.0M—$144.0M
Financing Receivable, Excluding Accrued Interest, Allowance for Credit Loss, Recovery—$37.0M$55.0M$43.0M—$43.0M
Provision for credit losses—$168.0M$167.0M$192.0M—$152.0M
Amortized Cost—$254.0M$377.0M$349.0M—$362.0M
Allowance on PSLs at acquisition—————$481.0M
Initial allowance for credit losses on newly purchased credit-deteriorated assets during the period—————$180.0M
% of total class of receivables—0.2%0.3%0.3%—0.2%
Gain Loss On Sale And Fair Value Adjustment On Loans And Leases—$13.0M$22.0M$17.0M—$9.0M
Net gains/(losses) on sales of loans and lending-related commitments—$14.0M$19.0M$22.0M—$23.0M
Goodwill Additions—$7.3M$7.3M$7.3M$7.3M$5.0B
Goodwill Transfers—$0.0$0.0$0.0$0.0—
Income (Loss) from Continuing Operations before Income Taxes, Noncontrolling Interest, Including FTE Adjustments—$658.0M$813.0M$842.0M—$212.0M
Increase (Decrease) in Deposits—-$1.7B-$1.3B$2.4B—-$3.4B
Increase (Decrease) in Other Operating Assets—-$755.0M-$84.0M$16.0M—$566.0M
Other liabilities—-$539.0M$416.0M-$83.0M—-$620.0M
Increase (Decrease) in Debt Securities, Trading, and Equity Securities, FV-NI—$74.0M$17.0M$2.0M—$196.0M
Add - Incremental shares under stock-based compensation plans (in shares)—5M3M5M—5M
Interest and Dividend Income, Operating$2.5B$2.4B$2.5B$2.5B$2.5B$3.0B
Interest and Dividend Income, Securities, Operating$465.0M$451.0M$458.0M$444.0M$432.0M$501.0M
Interest Expense, Deposits$856.0M$743.0M$732.0M$750.0M$727.0M$813.0M
Interest Expense, Long-Term Debt$210.0M$194.0M$196.0M$188.0M$176.0M$220.0M
Interest Income (Expense), after Provision for Loan Loss, Including FTE Adjustments—$1.3B$1.3B$1.3B—$1.7B
Interest Income (Expense), after Provision for Loan Loss$1.3B$1.3B$1.3B$1.3B$1.4B$1.7B
Interest Income (Expense), Operating, Including FTE Adjustments—$1.4B$1.5B$1.5B—$1.9B
Interest Paid, Excluding Capitalized Interest, Operating Activity—$1.1B$910.0M$1.1B—$1.1B
Changes in carrying amounts of equity method investments—$2.0M$2.0M$2.0M—$2.0M
Loan modification program, loans excluded from modification program—$19.0M$19.0M$18.0M—$22.0M
Servicing of residential mortgage loans for other investors$0.0$92.8B-$1.6B-$1.6B$0.0$86.7B
Marketing$23.0M$28.0M$43.0M$34.0M$37.0M$50.0M
MSR fair value adjustment—$50.0M$50.0M$39.0M—$38.0M
Cash Provided by (Used in) Financing Activity, Including Discontinued Operation—-$1.2B-$3.8B$2.2B—-$3.7B
Cash Provided by (Used in) Investing Activity, Including Discontinued Operation—-$67.0M$2.4B-$3.4B—$5.4B
Cash Provided by (Used in) Operating Activity, Including Discontinued Operation—$1.2B$1.3B$1.0B—-$1.1B
Noninterest Expense$1.2B$1.3B$1.3B$1.3B$1.3B$2.4B
Number of reportable segments—3.000.000.00—3.00
OCI, Debt Securities, Available-for-Sale, Transfer to Held-to-Maturity, Adjustment from AOCI for Amortization of Gain (Loss), after Tax—-$25.0M-$22.0M-$25.0M—-$22.0M
Occupancy and Related Charges$64.0M$30.0M$36.0M$39.0M$41.0M$42.0M
Lease income — operating leases—$20.0M$20.0M$21.0M—$21.0M
Other Comprehensive Income (Loss), before Tax, Portion Attributable to Parent—$974.0M———-$162.0M
Net gains (losses) deferred—$193.0M$110.0M-$19.0M—-$62.0M
Other Comprehensive Income Loss Cash Flow Hedge Reclassification For Discontinuance Before Tax—$0.0$0.0$0.0—$0.0
Other comprehensive income/(loss)—$741.0M———-$124.0M
Other Comprehensive Income (Loss), Tax, Portion Attributable to Parent—$233.0M———-$38.0M
Net unrealized gains (losses) on securities still held—$481.0M$179.0M$230.0M—-$100.0M
Payment for Origination and Purchase, Loan, Held-for-Sale—$912.0M$1.3B$1.4B—$1.8B
Payment for (Proceeds from) Other Investing Activity—$187.0M———$388.0M
Payments For (Proceeds From) Portfolio Loans And Leases—$2.6B$475.0M$1.1B—$3.5B
Payments For Proceeds From Short Term Investments—-$2.2B-$1.9B$4.2B—-$12.7B
Payments for Repurchase of Common Stock—$225.0M$0.0$300.0M—$0.0
Payments of Dividends—$297.0M$284.0M$285.0M—$308.0M
Payments to Acquire Debt Securities, Available-for-Sale—$2.2B———$6.3B
Payments to Acquire Held-to-Maturity Securities—$0.0———$1.8B
Payments to Acquire Property, Plant, and Equipment—$117.0M$143.0M$160.0M—$146.0M
Proceeds from Equity Method Investment, Distribution, Return of Capital—$4.0M$7.0M$2.0M—$4.0M
Debt issued (Note 13)—$998.0M$30.0M$38.0M—$2.1B
Proceeds from Life Insurance Policy—$12.0M$14.0M$7.0M—$21.0M
Proceeds from Maturities, Prepayments and Calls of Held-to-Maturity Securities—$140.0M———$488.0M
Proceeds from Maturities, Prepayments and Calls of Debt Securities, Available-for-Sale—$1.6B$1.5B$1.9B—$1.6B
Financing — other—-$56.0M-$5.0M-$6.0M—-$76.0M
Proceeds From (Payments For) Other Short-Term Borrowings And Federal Funds Purchased—$23.0M-$15.0M-$14.0M—-$60.0M
Sale of investments—$956.0M$1.4B$2.4B—$2.0B
Proceeds from Sale, Loan, Held-for-Investment—$79.0M$94.0M$66.0M—$90.0M
Proceeds From Sale Of Loans Held For Sale—$1.0B$1.2B$1.5B—$1.3B
Residential mortgage loan sales—$1.0B$1.2B$1.4B—$1.3B
Proceeds from Short-Term Debt—$1.0B$1.5B$2.2B—$750.0M
Bank premises and equipment to OREO—$4.0M$8.0M$2.0M—$1.0M
Repayments of Long-Term Debt—$867.0M$113.0M$898.0M—$2.4B
Repayments of Short-Term Debt—$0.0$3.6B$500.0M—$300.0M
Sales-type lease revenue—$26.0M$27.0M$27.0M—$31.0M
Servicing Asset At Fair Value Additions—$9.0M$16.0M$11.0M—$23.0M
Total Available For Sale And Trading Securities Gains Losses—-$9.0M$16.0M$10.0M—-$12.0M
Total Trading Securities Gains Losses—$0.0—$0.0—-$1.0M
Transfer from trading securities to investment securities—$2.0M$0.0$2.0M—$2.0M
Loans reclassified to held for sale—$38.0M$100.0M$35.0M—$199.0M
Treasury stock, value, acquired—$226.0M$0.0$303.0M——
Cash Flow Hedge Reclassification, After Tax—-$42.0M-$38.0M-$33.0M—-$16.0M

Operating Expenses

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Information processing and communications$122.0M$123.0M$126.0M$128.0M$139.0M$204.0M
Amortization expense—$8.0M———$45.0M
Compensation and benefits$664.0M$750.0M$698.0M$685.0M$682.0M$1.4B
Stock-based compensation expense—$73.0M$35.0M$27.0M—$145.0M
Occupancy and equipment$88.0M$87.0M$83.0M$89.0M$90.0M$140.0M
Other operating expenses$204.0M$223.0M$215.0M$226.0M$251.0M$415.0M
Provision for credit losses$179.0M$174.0M$173.0M$197.0M$118.0M$227.0M

Revenue

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Interest and Fee Income on Loans and Leases$1.8B$1.8B$1.9B$1.9B$1.9B$2.3B
Other Interest and Dividend Income$227.0M$165.0M$145.0M$166.0M$176.0M$178.0M
Other operating income—$14.0M$44.0M$29.0M$39.0M$27.0M
Commissions and Fees Revenue$164.0M$172.0M$166.0M$181.0M$185.0M$233.0M
Net interest income$1.4B$1.4B$1.5B$1.5B$1.5B$1.9B
Total noninterest income$733.0M$694.0M$750.0M$781.0M$810.0M$895.0M
Mortgage Banking Income$57.0M$57.0M$56.0M$58.0M$56.0M$44.0M

Cost of Revenue

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Interest Expense on Short-Term Borrowings$42.0M$58.0M———$5.0M

Net Income

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Net income applicable to common shareholders$582.0M$478.0M$591.0M$608.0M$699.0M$128.0M
Net income$620.0M$515.0M$628.0M$649.0M$730.0M$165.0M

Tax

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Cash Paid for Income Taxes—-$3.0M$21.0M$102.0M—$9.0M
Effective Tax Rate, Continuing Operations—21.2%22.2%22.6%—20.1%
Income tax expense$146.0M$138.0M$180.0M$188.0M$183.0M$42.0M

Other Income & Expense

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Equity Securities Upward Price Adjustment—$4.0M$0.0$0.0—$0.0
Non-Marketable Equity Securities Impairment—$0.0$0.0$0.0—$0.0
Transfer to Other Real Estate—$5.0M$6.0M$6.0M—$6.0M
Gain (loss) on debt and equity securities—-$9.0M$16.0M$10.0M—-$12.0M
Gains (losses) on equity investments—-$9.0M$16.0M$10.0M—-$11.0M
Interest expense$1.1B$995.0M$989.0M$999.0M$938.0M$1.0B
Realized Gain on AFS Securities—$5.0M$1.0M$3.0M—$7.0M
Distributions of earnings from equity method investees—$10.0M$12.0M$9.0M—$12.0M
Gain on retained interest in Sandisk—-$9.0M$21.0M$7.0M—-$12.0M
Realized Gain (Loss) on Equity Securities—$0.0-$5.0M$3.0M—$1.0M
Servicing Asset FV Change from Inputs and Assumptions—-$16.0M-$9.0M$1.0M—$1.0M
Servicing Asset FV Change Other—-$34.0M-$41.0M-$40.0M—-$39.0M

Earnings Per Share

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Basic earnings per share$0.86$0.71$0.88$0.91$1.06$0.16
Diluted earnings per share$0.85$0.71$0.88$0.91$1.03$0.15
Dividends Per Share Declared—$0.37$0.37$0.40—$0.40
Weighted-average shares, basic—671.1M670.8M666.4M—825.1M
Weighted-average shares, diluted—676M674M670.9M—830.3M

Income Before Tax

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Income before income taxes$766.0M$653.0M$808.0M$837.0M$913.0M$207.0M