Operating Expenses
Provision for Credit Losses
Fifth Third Bank Provision for Credit Losses increased by 92.4% to $227.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 30.5%, from $174.00M to $227.00M. Over 4 years (FY 2021 to FY 2025), Provision for Credit Losses shows an upward trend with a 15.1% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementIncome Statement
SectionOperating Expenses
CategoryRisk
SignalLower is better
VolatilityVolatile
First reportedQ1 2013
Last reportedQ1 2026
How to read this metric
An increase suggests deteriorating credit quality or portfolio growth, while a decrease may indicate improved borrower health or more conservative lending.
Detailed definition
This is an expense set aside to cover expected future losses on loans and credit card receivables. It reflects managemen...
Peer comparison
Standard for all lenders and credit card issuers.
Metric ID:
provision_for_credit_lossesHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$115.00M | -$42.00M | -$47.00M | $45.00M | $179.00M | $158.00M | $181.00M | $164.00M | $177.00M | $119.00M | $55.00M | $94.00M | $97.00M | $160.00M | $179.00M | $174.00M | $173.00M | $197.00M | $118.00M | $227.00M |
| QoQ Change | — | +63.5% | -11.9% | +195.7% | +297.8% | -11.7% | +14.6% | -9.4% | +7.9% | -32.8% | -53.8% | +70.9% | +3.2% | +64.9% | +11.9% | -2.8% | -0.6% | +13.9% | -40.1% | +92.4% |
| YoY Change | — | — | — | — | +255.7% | +476.2% | +485.1% | +264.4% | -1.1% | -24.7% | -69.6% | -42.7% | -45.2% | +34.5% | +225.5% | +85.1% | +78.4% | +23.1% | -34.1% | +30.5% |
Range-$115.00M – $227.00M
CAGR+15.4%
Avg YoY Growth+108.8%
Median YoY Growth+32.5%
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Commercial Banking | $137.00M | $76.00M | $20.00M | $80.00M | $79.00M | $246.00M | $46.00M | $158.00M |
| Consumer and Small Business Banking | $70.00M | $78.00M | $90.00M | $84.00M | $84.00M | $73.00M | $84.00M | $89.00M |
| Wealth And Asset Management | $0.00 | $0.00 | $0.00 | $0.00 | -$2.00M | $0.00 | $0.00 | $0.00 |
| Total | $97.00M | $160.00M | $179.00M | $174.00M | $173.00M | $197.00M | $118.00M | $227.00M |
Provision for Credit Losses at Other Companies
Frequently Asked Questions
- What is Fifth Third Bank's provision for credit losses?
- Fifth Third Bank (FITB) reported provision for credit losses of $227.00M in Q1 2026.
- How has Fifth Third Bank's provision for credit losses changed year-over-year?
- Fifth Third Bank's provision for credit losses increased by 30.5% year-over-year, from $174.00M to $227.00M.
- What is the long-term trend for Fifth Third Bank's provision for credit losses?
- Over 4 years (2021 to 2025), Fifth Third Bank's provision for credit losses has grown at a 15.1% compound annual growth rate (CAGR), from -$377.00M to $662.00M.
- What does provision for credit losses mean?
- The amount of money set aside to cover potential losses from unpaid loans.