Business Segments · Provision for Credit Losses

Consumer & Community Banking — Provision for Credit Losses

JPMorgan Chase Consumer & Community Banking — Provision for Credit Losses decreased by 51.7% to $2.05B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 22.0%, from $2.63B to $2.05B. Over 4 years (FY 2021 to FY 2025), Consumer & Community Banking — Provision for Credit Losses shows an upward trend with a 13.2% CAGR. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryRisk
SignalLower is better
VolatilityModerate
First reportedQ1 2016
Last reportedQ1 2026May 1, 2026

How to read this metric

An increase often signals deteriorating credit quality or a more conservative economic outlook, while a decrease suggests improving portfolio health.

Detailed definition

An expense charged to the income statement to maintain the allowance for loan and lease losses at a level deemed adequat...

Peer comparison

Standard industry metric for credit risk management, comparable to 'Provision for Loan Losses' at other banks.

Metric ID: jpm_segment_consumer_community_banking_provision_for_credit_losses

Historical Data

20 periods
 Q2 '21Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value-$1.87B-$459.00M-$1.06B$678.00M$761.00M$529.00M$1.85B$1.40B$1.86B$1.45B$2.19B$1.91B$2.64B$2.80B$2.62B$2.63B$2.08B$2.54B$4.24B$2.05B
QoQ Change+75.4%-130.9%+164.0%+12.2%-30.5%+248.8%-24.0%+32.8%-22.3%+51.4%-12.6%+38.2%+5.8%-6.2%+0.2%-20.8%+21.9%+67.2%-51.7%
YoY Change+140.7%+215.3%+274.1%+106.8%+144.7%+173.3%+18.6%+36.4%+41.9%+93.3%+19.8%+37.4%-21.2%-9.2%+61.8%-22.0%
Range-$1.87B$4.24B
CAGR+2.0%
Avg YoY Growth+82.0%
Median YoY Growth+51.9%

Frequently Asked Questions

What is JPMorgan Chase's consumer & community banking — provision for credit losses?
JPMorgan Chase (JPM) reported consumer & community banking — provision for credit losses of $2.05B in Q1 2026.
How has JPMorgan Chase's consumer & community banking — provision for credit losses changed year-over-year?
JPMorgan Chase's consumer & community banking — provision for credit losses decreased by 22.0% year-over-year, from $2.63B to $2.05B.
What is the long-term trend for JPMorgan Chase's consumer & community banking — provision for credit losses?
Over 4 years (2021 to 2025), JPMorgan Chase's consumer & community banking — provision for credit losses has grown at a 13.2% compound annual growth rate (CAGR), from -$6.99B to $11.49B.
What does consumer & community banking — provision for credit losses mean?
The amount set aside to cover potential losses from loans that may not be repaid.