Consumer Community Banking — Provision for Credit Losses
Business Segments · Provision for Credit LossesJPMorgan Chase Consumer Community Banking — Provision for Credit Losses increased by 67.2% to $4.24B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 61.8%, from $2.62B to $4.24B. Over 4 years (FY 2021 to FY 2025), Consumer Community Banking — Provision for Credit Losses shows an upward trend with a 13.2% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase often signals deteriorating credit quality or a more conservative economic outlook, while a decrease suggests improving portfolio health.
Detailed definition
An expense charged to the income statement to maintain the allowance for loan and lease losses at a level deemed adequat...
Peer comparison
Standard industry metric for credit risk management, comparable to 'Provision for Loan Losses' at other banks.
jpm_segment_consumer_community_banking_provision_for_credit_lossesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$1.87B | -$459.00M | -$1.06B | $678.00M | $761.00M | $529.00M | $1.85B | $1.40B | $1.86B | $1.45B | $2.19B | $1.91B | $2.64B | $2.80B | $2.62B | $2.63B | $2.08B | $2.54B | $4.24B |
| QoQ Change | — | +75.4% | -130.9% | +164.0% | +12.2% | -30.5% | +248.8% | -24.0% | +32.8% | -22.3% | +51.4% | -12.6% | +38.2% | +5.8% | -6.2% | +0.2% | -20.8% | +21.9% | +67.2% |
| YoY Change | — | — | — | — | +140.7% | +215.3% | +274.1% | +106.8% | +144.7% | +173.3% | +18.6% | +36.4% | +41.9% | +93.3% | +19.8% | +37.4% | -21.2% | -9.2% | +61.8% |
Similar Metrics at Other Companies
Frequently Asked Questions
- What is JPMorgan Chase's consumer community banking — provision for credit losses?
- JPMorgan Chase (JPM) reported consumer community banking — provision for credit losses of $4.24B in Q4 2025.
- How has JPMorgan Chase's consumer community banking — provision for credit losses changed year-over-year?
- JPMorgan Chase's consumer community banking — provision for credit losses increased by 61.8% year-over-year, from $2.62B to $4.24B.
- What is the long-term trend for JPMorgan Chase's consumer community banking — provision for credit losses?
- Over 4 years (2021 to 2025), JPMorgan Chase's consumer community banking — provision for credit losses has grown at a 13.2% compound annual growth rate (CAGR), from -$6.99B to $11.49B.
- What does consumer community banking — provision for credit losses mean?
- The amount set aside to cover potential losses from loans that may not be repaid.