Discontinued — last reported Q4 '25

Products & Services · Net claim and claim adjustment expenses

Workers’ compensation — Net claim and claim adjustment expenses

Loews Workers’ compensation — Net claim and claim adjustment expenses decreased by 1.7% to $3.48B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 1.7%, from $3.54B to $3.48B. This is a positive signal — lower values indicate better performance for this metric.

Analysis

StatementSegment
CategoryProfitability
SignalLower is better
VolatilityModerate
First reportedQ4 2020
Last reportedQ4 2025

How to read this metric

Lower expenses relative to premiums earned indicate better underwriting profitability and operational efficiency.

Detailed definition

The total costs incurred for claims and the associated expenses to investigate, settle, and manage those claims, net of...

Peer comparison

Standard industry metric for insurance segments, often compared against earned premiums to calculate loss ratios.

Metric ID: l_segment_workers_compensation_net_claim_and_claim_adjustment_expenses

Historical Data

5 periods
 Q4 '21Q4 '22Q4 '23Q4 '24Q4 '25
Value$3.85B$3.74B$3.65B$3.54B$3.48B
QoQ Change-2.9%-2.5%-2.8%-1.7%
YoY Change-2.9%-2.5%-2.8%-1.7%
Range$3.48B$3.85B
CAGR-9.6%
Avg YoY Growth-2.5%
Median YoY Growth-2.7%
Current Streak4+ quarters decline

Frequently Asked Questions

What is Loews's workers’ compensation — net claim and claim adjustment expenses?
Loews (L) reported workers’ compensation — net claim and claim adjustment expenses of $3.48B in Q4 2025.
How has Loews's workers’ compensation — net claim and claim adjustment expenses changed year-over-year?
Loews's workers’ compensation — net claim and claim adjustment expenses decreased by 1.7% year-over-year, from $3.54B to $3.48B.
What does workers’ compensation — net claim and claim adjustment expenses mean?
The total net cost of settling insurance claims and managing the claims process.