Operating
Increase (Decrease) Settlement due to customers
Mastercard Increase (Decrease) Settlement due to customers decreased by 41.8% to $135.00M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 8.9%, from $124.00M to $135.00M. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
StatementCash Flow Statement
SectionOperating
CategoryLiquidity
SignalHigher is better
VolatilityVolatile
First reportedQ1 2013
Last reportedQ1 2026Apr 30, 2026
How to read this metric
An increase provides a temporary cash benefit as the company holds customer funds longer, while a decrease represents a cash outflow.
Detailed definition
Tracks the change in funds held by the company that are owed to customers or merchants as part of the settlement process...
Peer comparison
Specific to payment networks and financial intermediaries managing settlement cycles.
Metric ID:
operating_increase_decrease_settlement_due_to_customersHistorical Data
16 periods
| Q2 '21 | Q3 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | -$728.00M | -$72.00M | -$366.00M | $127.00M | $385.00M | $55.00M | -$241.00M | $272.00M | -$150.00M | $401.00M | $430.00M | $532.00M | $191.00M | $124.00M | $232.00M | $135.00M |
| QoQ Change | — | +90.1% | -408.3% | +134.7% | +203.1% | -85.7% | -538.2% | +212.9% | -155.1% | +367.3% | +7.2% | +23.7% | -64.1% | -35.1% | +87.1% | -41.8% |
| YoY Change | — | — | — | +117.4% | +634.7% | — | +34.2% | +114.2% | -139.0% | +629.1% | +278.4% | +454.7% | -52.4% | -71.2% | — | +8.9% |
Range-$728.00M – $532.00M
CAGR-36.2%
Avg YoY Growth+182.6%
Median YoY Growth+114.2%
Increase (Decrease) Settlement due to customers at Other Companies
Frequently Asked Questions
- What is Mastercard's increase (decrease) settlement due to customers?
- Mastercard (MA) reported increase (decrease) settlement due to customers of $135.00M in Q1 2026.
- How has Mastercard's increase (decrease) settlement due to customers changed year-over-year?
- Mastercard's increase (decrease) settlement due to customers increased by 8.9% year-over-year, from $124.00M to $135.00M.
- What does increase (decrease) settlement due to customers mean?
- The change in funds the company owes to its customers for processed transactions.