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Mercado Libre Balance Sheet Statement

Assets, liabilities, and shareholders' equity

Mercado Libre holds $46.9B in total assets. Shareholders' equity is $7.3B against $12.5B in total debt. Cash and equivalents total $15.1B. The current ratio is 1.16 and debt-to-equity is 1.71. Based on the Q1 2026 filing.

Total Assets$46.9BTotal Stockholders Equity$7.3BLong Term Debt$9.9BCash And Equivalents$15.1BTotal Current Assets$37.1BTotal Current Liabilities$32.0B
Latest FilingQ1 2026
Report Date2026-05-08
Market Cap$84.4B
P/E Ratio43.95
ROE31.26%

Current Liabilities

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Accrued Manufacturing Costs$727.0M$647.0M$670.0M$840.0M$916.0M$878.0M
Bank Overdrafts$26.0M$0.0$8.0M$26.0M$16.0M$10.0M
Accounts payable and other current liabilities (Note 11)$3.2B$3.3B$3.9B$4.1B$4.5B$5.0B
Amounts payable due to credit and debit card transactions$1.9B$2.1B$2.6B$2.9B$3.6B$4.3B
Compensation and benefits$727.0M$647.0M$670.0M$840.0M$916.0M$878.0M
Revolving credit facility$110.0M$138.0M$152.0M$156.0M$239.0M$259.0M
Current portion of mortgage and loans payable$2.8B$3.6B$3.8B$4.4B$4.6B$5.3B
Other accrued liabilities$209.0M$236.0M$342.0M$399.0M$409.0M$518.0M
Current Portion of Long-Term Debt and Finance Lease Obligations$2.8B$3.6B$3.8B$4.4B$4.6B$5.3B
Derivative Liabilities - Fair Value————$83.0M$164.0M
Finance Lease Liability, Current$41.0M$39.0M$42.0M$42.0M$48.0M$48.0M
Income taxes payable$525.0M$487.0M$766.0M$888.0M$1.1B$1.3B
Operating Lease Liability Payments - 2024 (Lessee)—$247.0M$317.0M$382.0M—$451.0M
Operating Lease Liability Payments - 2025 (Lessee)—$186.0M$242.0M$298.0M—$346.0M
Operating lease liabilities, current$241.0M$284.0M$344.0M$401.0M$430.0M$472.0M
Payables to Brokerage Clients$7.0B$7.4B$9.4B$10.6B$13.0B$14.1B
Total current liabilities$16.6B$18.1B$21.8B$24.5B$28.6B$32.0B

Equity

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Additional paid-in capital$1.8B$1.8B$1.8B$1.8B$1.8B$1.8B
Accumulated other comprehensive income (loss)-$920.0M-$761.0M-$575.0M-$491.0M-$520.0M-$404.0M
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively$0.0$0.0$0.0$0.0$0.0$0.0
Retained earnings$3.8B$4.3B$4.8B$5.3B$5.8B$6.2B
Total liabilities and stockholders' equity$25.2B$27.7B$32.9B$36.7B$42.7B$46.9B
Total stockholders' equity$4.4B$5.0B$5.7B$6.2B$6.7B$7.3B
Treasury stock$311.0M$311.0M$311.0M$312.0M$312.0M$312.0M

Other

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Nonperforming Loans and Leases Percentage$6.6B$7.8B$9.3B$11.0B$12.5B$14.6B
Gross Assets/Liabilities————$83.0M$164.0M
Line of Credit Remaining Borrowing Capacity$30.0M$20.0M$21.0M$29.0M$36.0M$45.0M
Aggregate amount for legal actions for which no loss amount has been accrued—$276.0M$380.0M$413.0M—$513.0M
Allowance for doubtful accounts, loan receivables and chargebacks$42.0M$45.0M$63.0M$63.0M$63.0M$82.0M
Accounts Receivable, Allowance for Credit Loss$1.7B$2.1B$2.5B$2.9B$3.2B$3.9B
Short-term financing receivables held for investment, allowances$1.6B$2.0B$2.4B$2.8B$3.1B$3.7B
Long-term financing receivables, allowances$48.0M$53.0M$50.0M$68.0M$86.0M$112.0M
Debt Securities, Available-for-Sale, Accumulated Gross Unrealized Loss, before Tax—————$2.0M
Gross Unrealized Gains$3.0M$4.0M$4.0M$5.0M$7.0M$3.0M
Debt Securities, Available-for-Sale, Fair Value, Maturity, Allocated and Single Maturity Date, Year One$87.0M$83.0M$76.0M$65.0M$54.0M$72.0M
Collateralized debt$610.0M$864.0M$707.0M$1.3B$1.0B$1.7B
Collateralized debt$1.2B$1.2B$1.9B$1.4B$1.8B$1.7B
Collateralized debt$1.8B$2.1B$2.6B$2.8B$2.9B$3.3B
Commercial Notes$5.0M$6.0M$10.0M$2.0M$143.0M$192.0M
Commercial Notes$170.0M$186.0M$198.0M$204.0M$198.0M$211.0M
Common stock, par value (in dollars per share)$0.00$0.00$0.00$0.00$0.00$0.00
Common stock, shares authorized (in shares)110M110M110M110M110M110M
Common stock, shares issued (in shares)50.7M50.7M50.7M50.7M50.7M50.7M
Common Stock, Shares, Outstanding50.7M50.7M50.7M50.7M50.7M50.7M
Contingent Consideration Fair Value Disclosure————$4.0M$4.0M
Contract with Customer, Liability$77.0M$83.0M$97.0M$101.0M$133.0M$151.0M
Three years to four years$63.0M$78.0M$93.0M$85.0M$99.0M$83.0M
Four years to five years$46.0M$36.0M$21.0M$21.0M$28.0M$40.0M
One year to two years$45.0M$39.0M$44.0M$46.0M$73.0M$134.0M
Two years to three years$21.0M$29.0M$47.0M$76.0M$145.0M$169.0M
Three years to four years$231.0M$297.0M$235.0M$377.0M$385.0M$405.0M
Two years to three years$152.0M$170.0M$176.0M$115.0M$168.0M$63.0M
One year to two years$475.0M$537.0M$483.0M$361.0M$174.0M$120.0M
Within 1 year$4.7B$4.9B$4.4B$3.3B$2.4B$1.7B
Four years to five years$104.0M$68.0M$130.0M$85.0M$248.0M$377.0M
More than five years$1.0M$1.0M$92.0M$98.0M$332.0M$202.0M
Deferred income taxes$204.0M$270.0M$293.0M$341.0M$372.0M$386.0M
Deposits, Foreign$42.0M$72.0M$75.0M$77.0M$74.0M$77.0M
Derivative Liability————$83.0M$164.0M
Fair Value Assets Measured On Recurring Basis Net Asset————$5.3B$4.7B
Current maturities of long-term debt$41.0M$39.0M$42.0M$42.0M$48.0M$48.0M
Finance Lease Liability Payments Due—$133.0M$131.0M$131.0M—$138.0M
Finance Lease Liability Payments Due After Year Five—$0.0$0.0$0.0—$0.0
2027—$42.0M$45.0M$47.0M—$48.0M
Finance Lease Liability Payments Due Year Four—$0.0$0.0$0.0—$0.0
Finance Lease Liability Payments Due Year Three—$11.0M$9.0M$7.0M—$7.0M
Finance Lease Liability Payments Due Year Two—$31.0M$30.0M$29.0M—$29.0M
Finance Lease Liability Undiscounted Excess Amount—$18.0M$17.0M$19.0M—$18.0M
Finance Lease, Right-of-Use Asset, after Accumulated Amortization$123.0M$118.0M$116.0M$113.0M$131.0M$120.0M
Finance Lease, Right-of-Use Asset, Accumulated Amortization$77.0M$87.0M$102.0M$115.0M$126.0M$141.0M
Property, plant and equipment$200.0M$205.0M$218.0M$228.0M$257.0M$261.0M
Financial Bills and Deposit Certificates————$1.7B$1.9B
Financial Bills$271.0M$455.0M$431.0M$378.0M$582.0M$644.0M
Financial Liabilities Fair Value Disclosure————$324.0M$274.0M
Percentage of loans receivable portfolio1.4%1.3%1.7%1.7%1.6%1.4%
Finite-Lived Intangible Assets, Accumulated Amortization$40.0M$43.0M$46.0M$48.0M$51.0M$53.0M
2028—$7.0M$7.0M$7.0M—$7.0M
Remainder of 2026—$7.0M$6.0M$4.0M—$7.0M
Thereafter—————$1.0M
2027—$8.0M$7.0M$8.0M—$7.0M
2029—$6.0M$7.0M$7.0M—$7.0M
Intangible Assets And Goodwill Gross$52.0M$82.0M$85.0M$86.0M$84.0M$86.0M
Goodwill and intangible assets$201.0M$237.0M$245.0M$247.0M$247.0M$251.0M
Lessee Operating Lease Liability Payments Due—$1.9B$2.4B$3.0B—$3.5B
Lessee Operating Lease Liability Undiscounted Excess Amount—$620.0M$765.0M$968.0M—$1.1B
Estimated litigation liability—$0.0$0.0$0.0—$0.0
Long-Term Debt and Lease Obligation$2.9B$2.9B$3.5B$3.4B$4.6B$4.6B
Less: current maturities$2.8B$3.6B$3.8B$4.4B$4.6B$5.3B
Secured lines of credit$6.0M$5.0M$4.0M$2.0M$1.0M$1.0M
Loans Payable, Noncurrent$2.9B$2.9B$3.5B$3.4B$4.6B$4.6B
Long Term Retention Plan Fair Value Disclosure————$176.0M$39.0M
Loss Contingency Accrual—$153.0M$161.0M$177.0M—$148.0M
Loans from banks$946.0M$1.0B$996.0M$729.0M$909.0M$1.1B
Loans from banks$217.0M$361.0M$373.0M$770.0M$627.0M$762.0M
Off-Balance-Sheet, Credit Loss, Liability$2.9B$3.6B$5.0B$6.6B$9.0B$11.9B
Operating Lease, Right-of-Use-Asset, Accumulated Amortization$331.0M$399.0M$477.0M$525.0M$602.0M$655.0M
Right of use asset$1.4B$1.7B$2.1B$2.6B$2.8B$3.1B
Operating Lease Weighted Average Discount Rate Percent10.0%10.0%10.0%10.0%10.0%10.0%
Other lines of credit$3.0M$7.0M$17.0M$4.0M$26.0M$48.0M
Other lines of credit$3.0M$6.0M$16.0M$3.0M$25.0M$46.0M
Other lines of credit$0.0$1.0M$1.0M$1.0M$1.0M$2.0M
Promissory Notes————$127.0M$148.0M
Meli Dolar liability————$61.0M$67.0M
Supplier finance program$425.0M$444.0M$474.0M$568.0M$616.0M$616.0M
Time Deposits—————$56.0M
Treasury stock, shares (in shares)225.5K225.5K225.5K225.9K225.9K225.9K
Unrecorded Unconditional Purchase Obligation—$1.4B$1.3B$1.2B—$2.1B
Remainder of Fiscal Year 2024—$299.0M$363.0M$424.0M—$496.0M
Weighted-Average Discount Rate - Finance Leases10.0%10.0%11.0%15.0%14.0%12.0%

Non-Current Assets

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Purchased Credit Deteriorated Loans$4.9B$5.7B$6.9B$8.2B$9.4B$10.7B
Deferred Tax Assets and Other Non-Current Assets$182.0M$356.0M$351.0M$425.0M$426.0M$483.0M
Equipment Installment Plan Receivables (Non-Current), Net$179.0M$225.0M$277.0M$382.0M$510.0M$566.0M
Held-to-maturity securities$5.7B$6.0B$5.5B$4.4B$3.7B$2.9B
Goodwill$149.0M$155.0M$160.0M$161.0M$163.0M$165.0M
Goodwill and Intangible Assets, Net$210.0M$247.0M$268.0M$277.0M$196.0M$198.0M
Equity securities————$59.0M$50.0M
Net Investment in Lease$1.1B$1.3B$1.7B$2.0B$2.2B$2.4B
Deferred tax assets$802.0M$968.0M$1.1B$1.4B$1.5B$1.9B
Allowance for loan losses$1.7B$2.1B$2.5B$2.8B$3.1B$3.8B
Intangible assets — net—$35.0M$35.0M$34.0M—$29.0M
Other intangible assets—net$12.0M$39.0M$39.0M$38.0M$33.0M$33.0M
Goodwill and intangible assets, net$210.0M$247.0M$268.0M$277.0M$196.0M$198.0M
Investments$1.2B$1.3B$1.4B$1.3B$1.8B$1.7B
Long-term financing receivables (net of allowances of $27 in 2026 and $34 in 2025)$179.0M$225.0M$277.0M$382.0M$510.0M$566.0M
Operating lease right-of-use assets$1.1B$1.3B$1.7B$2.0B$2.2B$2.4B
Other non-current assets$182.0M$356.0M$351.0M$425.0M$426.0M$483.0M
Property, plant and equipment, net$1.4B$1.6B$1.8B$2.1B$2.3B$2.4B
Credit card receivables and other means of payments, net$0.0———$153.0M$163.0M
Short-term investment securities (includes restricted investments of consolidated variable interest entities: 2026, $85; 2025, $84)$4.5B$5.1B$4.6B$3.7B$2.6B$2.0B
Operating Lease Right-of-Use Assets in Other Assets$1.1B$1.3B$1.7B$2.0B$2.2B$2.4B
Accumulated depreciation$1.0B$1.1B$1.2B$1.3B$1.4B$1.6B
Total property and equipment, gross$2.4B$2.6B$3.0B$3.4B$3.7B$4.0B
Software and Technology Licenses, Net$182.0M$356.0M$351.0M$425.0M$426.0M$483.0M
Total assets$25.2B$27.7B$32.9B$36.7B$42.7B$46.9B
Total noncurrent assets$5.1B$5.9B$6.9B$7.9B$9.1B$9.8B

Current Assets

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Cash and cash equivalents$4.7B$4.5B$6.9B$9.2B$13.5B$15.1B
Other current assets$403.0M$508.0M$634.0M$593.0M$720.0M$822.0M
Credit card receivables and other means of payments, net$5.3B———$6.9B$8.0B
Equipment Installment Plan Receivables, Gross$6.6B$7.8B$9.3B$11.0B$12.5B$14.6B
Finance Receivables (Current)$4.7B$5.5B$6.6B$7.8B$8.9B$10.2B
Financing Receivables$4.9B$5.7B$6.9B$8.2B$9.4B$10.7B
Inventories$296.0M$358.0M$434.0M$532.0M$570.0M$677.0M
Loans and Lending Commitments$4.9B$5.7B$6.9B$8.2B$9.4B$10.7B
Restricted cash$2.1B$1.5B$3.9B$6.6B$9.9B$11.5B
Total current assets$20.1B$21.7B$26.1B$28.8B$33.6B$37.1B

Non-Current Liabilities

MetricQ4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Finance lease liabilities$81.0M$76.0M$72.0M$70.0M$82.0M$72.0M
Finance Lease Liabilities (Total)$122.0M$115.0M$114.0M$112.0M$130.0M$120.0M
Operating Lease Liability Payments - 2026 (Lessee)—$226.0M$289.0M$348.0M—$406.0M
Operating Lease Liability Payments - 2027 (Lessee)—$226.0M$289.0M$348.0M—$406.0M
Operating Lease Liability Payments - 2028 (Lessee)—$186.0M$242.0M$298.0M—$346.0M
Operating Lease Liability Payments - Thereafter (Lessee)—$687.0M$893.0M$1.2B—$1.3B
Long-term debt$5.7B$6.4B$7.3B$7.8B$9.2B$9.9B
Long-Term Debt and Finance Lease Obligations$2.9B$2.9B$3.5B$3.4B$4.6B$4.6B
Amounts payable due to credit and debit card transactions$41.0M$64.0M$75.0M$116.0M$187.0M$190.0M
Operating lease liabilities, non-current$894.0M$1.0B$1.3B$1.6B$1.8B$1.9B
Operating Lease Liabilities (Total)$1.1B$1.3B$1.7B$2.0B$2.2B$2.4B
Other non-current liabilities$216.0M$406.0M$300.0M$449.0M$388.0M$551.0M
Total liabilities$20.8B$22.7B$27.2B$30.5B$35.9B$39.7B
Total noncurrent liabilities$4.2B$4.6B$5.5B$6.0B$7.3B$7.7B